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Mortgages & Rates

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Mortgages & Rates

UK house prices edge up in June after months of stagnation

June’s house price data shows a modest 0.2% monthly increase, ending a three-month period of flat or falling prices. On an annual basis, prices remain nearly static, with only a 0.5% rise year-on-year as of May. This suggests the market is stabilising rather than surging, reflect

7 Jul 2026 · 1 min
Mortgages & Rates

Government urged to resist easing landlord licensing amid market uncertainty

Calls to relax landlord licensing requirements come at a time when the UK housing market remains fragile. A prominent property investor has advised delaying any listing of homes until a projected market revival in 2027, signalling caution among those with significant exposure to

6 Jul 2026 · 1 min
Mortgages & Rates

Bank lending collapse squeezes small-scale property investors

Bank lending for small-scale property investment has dropped sharply, according to recent data from UK lenders. This contraction is reshaping the market, with larger professional investors increasingly dominating access to finance. The decline in lending to smaller investors is n

6 Jul 2026 · 1 min
Mortgages & Rates

UK house price growth decelerates as May sees first monthly price drop of 2026

Nationwide’s latest data confirms a slowdown in the UK housing market, with annual house price growth easing to 1.7% in May, down from 3% in April. More notably, prices fell by 0.6% month on month, marking the first monthly decline this year. The average property price now stands

5 Jul 2026 · 1 min
Mortgages & Rates

ModaMortgages and Accord trim rates: what it means for UK buy-to-let investors

ModaMortgages has adjusted its limited-edition buy-to-let mortgage range, reducing rates modestly on two- and five-year fixed products. The headline move cuts five-year fixed rates at 75% loan-to-value by 10 basis points, now starting from 4.84%, with a smaller 5 basis point redu

4 Jul 2026 · 1 min
Mortgages & Rates

Keystone cuts rates on HMO and MUFB lending amid market recalibration

Keystone Property Finance has introduced special edition products for Houses in Multiple Occupation (HMO) and Multi-Unit Freehold Blocks (MUFB), reducing rates by 15 basis points compared to their core range. This move reflects a sharpening focus on these sectors within the buy-t

4 Jul 2026 · 1 min
Mortgages & Rates

Strong tenant demand tightens rental market supply

Aldermore’s latest Buy to Let Index highlights a persistent squeeze on rental availability despite tenants holding onto their homes longer. The average tenancy length rising to 4.5 years signals a shift from the churn typically seen in private rented sectors. For investors, this

3 Jul 2026 · 1 min
Mortgages & Rates

UK mortgage approvals fall sharply, signalling cooling in the property market

Mortgage approvals for house purchases dropped by nearly 15 per cent in May, falling to 56,205 according to the Bank of England. This is the lowest monthly figure since the immediate post-pandemic recovery phase in 2020. The decline follows a period of rising interest rates and t

3 Jul 2026 · 1 min
Mortgages & Rates

Nationwide house price index shows resilience amid market uncertainty

The latest Nationwide house price index reveals a modest but noteworthy increase in UK property values, with average prices rising by 0.4% in June 2026. This follows a period of relative stagnation and suggests that the housing market retains underlying strength despite ongoing e

3 Jul 2026 · 1 min
Mortgages & Rates

UK house prices inch higher amid cautious market sentiment

UK house prices increased by 2.2% year-on-year in June, up from 1.7% in May, according to Nationwide’s latest index. This modest acceleration reflects a market that is still subdued but showing signs of stabilisation after a period of political uncertainty and economic headwinds.

2 Jul 2026 · 1 min
Mortgages & Rates

UK house price growth nudges higher in June, but momentum remains subdued

Nationwide’s latest data shows annual house price growth in the UK ticked up to 2.2% in June, up from 1.7% in May. While this suggests a slight improvement in the market’s pace, the month-on-month figures were broadly flat once seasonal adjustments were applied. The average prope

2 Jul 2026 · 1 min
Mortgages & Rates

House price growth edges higher amid mixed regional trends

Nationwide’s June and Q2 house price index shows a modest acceleration in UK house price growth, with the annual rate nudging up to 2.4 per cent. This is a slight lift from the previous quarter but remains well below the double-digit rises seen in recent years. The data reveals a

1 Jul 2026 · 1 min