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Mortgages & Rates

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Mortgages & Rates

Buy to let mortgage lenders reduce rates amid cautious market conditions

Several buy to let mortgage lenders have trimmed their interest rates for landlords, with The Mortgage Works, Rely, HSBC, and Coventry among those adjusting prices. The Mortgage Works, for example, cut fixed rates by up to 0.26 percentage points across two-, three-, and five-year

26 Jun 2026 · 1 min
Mortgages & Rates

Landlords buying from landlords climbs to decade peak

Between January and April 2026, 13.3% of all home purchases in Great Britain were made by landlords acquiring properties from other landlords. This figure, reported by Hamptons and highlighted by Property118, is up nearly 10% compared to the same period last year and represents t

26 Jun 2026 · 1 min
Mortgages & Rates

EPC upgrade costs pose a challenge for UK landlords

New research from Pegasus Insight reveals landlords face an average bill of £11,713 per property to meet the government’s EPC C standard. With 60% of landlords holding at least one property below this rating, the scale of investment needed is significant. This figure is above man

26 Jun 2026 · 1 min
Mortgages & Rates

Buy to let mortgage costs up 64% in a decade: what investors need to know

Buy to let landlords have seen their mortgage costs rise sharply over the past ten years, with recent analysis from Benham and Reeves revealing a 64% increase in total payments over a typical two-year mortgage term. This equates to landlords paying around £5,839 more now than the

26 Jun 2026 · 1 min
Mortgages & Rates

UK rents rise 3.5% as house prices stall – what investors should watch

The latest ONS data shows UK private rents climbed 3.5% year-on-year in April, reaching an average of £1,381 per month. This marks a slight acceleration from March’s 3.4% increase, with all four UK nations seeing rent growth. England’s average rent stands at £1,438, up £48 annual

26 Jun 2026 · 1 min