Mortgages & Rates
Nationwide cuts mortgage rates to lowest two-year deal available
Rates are falling at several major lenders, but experts say this isn't guaranteed to continue and things could change quickly.
Mortgages & Rates
12 articles
Mortgages & Rates
Mortgage rates may ease soon: what this means for UK property investors
Barclays and NatWest have recently signalled a potential drop in mortgage rates, breaking from the trend of steady increases seen over the past year. This shift could ease borrowing costs for investors, especially those looking to expand portfolios or refinance existing loans. Ou
Mortgages & Rates
UK home sales fall sharply across all regions
June 2026 data reveals a notable contraction in UK home sales, with no region spared from the downturn. According to Property Industry Eye, transaction volumes have dropped significantly compared to this time last year. This broad-based decline suggests that market cooling is not
Mortgages & Rates
Buy to let lenders expand mortgage options amid cautious market
Several buy to let lenders including Paragon Bank, Moda Mortgages and Darlington Building Society have recently broadened their mortgage offerings for landlords. Paragon’s introduction of switch and further advance products on its Bank Base Rate tracker range up to 80% loan-to-va
Mortgages & Rates
Landlords unlock £2.37bn to upgrade portfolios amid tightening regulations
In 2025, UK landlords released £2.37 billion through remortgaging to fund property improvements, a sharp 60% rise from the previous year’s £1.48 billion. Paragon Bank’s data shows this capital was extracted over 14,817 remortgage transactions, compared to 9,754 in 2024. This jump
Mortgages & Rates
Mortgage rate cuts shelved amid inflation fears linked to Middle East conflict
Borrowing and savings specialists Moneyfacts said 'several lenders have pushed pause on planned rate cuts' - dashing the hopes of millions of families hunting for cheaper home loans.
Mortgages & Rates
TSB hikes fixed mortgage rates amid Middle East tensions
Mortgage brokers are warning that mortgage rates below 4% could disappear by next week, after three more lenders hiked rates in response to geopolitical tensions.
Mortgages & Rates
Mortgage costs rise sharply amid geopolitical tensions and inflation pressures
A new mortgage now costs almost £800 a year more than before the outbreak of the Iran war two weeks ago.
Mortgages & Rates
Nationwide cuts mortgage rates as lowest fixed deals hit 4.5%
Nationwide Building Society is lowering its mortgage rates , along with several other high street banks and building societies.
Mortgages & Rates
Renters' Rights Act sparks surge in tenant departures, reshaping UK rental market
Landlords and letting agents are bracing for a major uptick in tenants giving notice on their properties now that the Renters' Rights Act has come into force.
Mortgages & Rates
What next for mortgage rates?
Major mortgage lenders continue to cut mortgage rates, but some brokers are warning that they could be about to rise again.
Mortgages & Rates
UK house prices fall for second consecutive month amid geopolitical tension
House prices have fallen for a second month in a row as the Iran war hits confidence and drives up mortgage costs.
