Barclays, Halifax and BM Solutions have pushed mortgage rates higher by as much as 30 basis points, signalling a continued tightening in the borrowing environment. For example, Barclays’ 10-year fixed rate at 60% loan-to-value (LTV) has climbed from 5.12% to 5.42%, with a £999 fe
UK property sales have declined for the fourth month running, signalling a persistent cooling in market activity. This follows a steady rise in housing supply, which has now reached its highest level in over ten years. The increased availability of homes on the market contrasts s
UK property sales have fallen for the fourth month in a row, according to recent data. This sustained drop coincides with a surge in housing supply, which has reached its highest point in over ten years. For investors, this combination signals a shift in market dynamics that dema
Rising household expenses are creating a tighter cash-flow environment for UK landlords, even when rental income appears solid on paper. A rent schedule might show steady receipts, but it does not capture timing mismatches between income and outgoings. When utility bills, mainten
Five major UK lenders raised their mortgage rates on the same day this week, signalling continued pressure on borrowers ahead of the Bank of England’s upcoming interest rate announcement. The increases ranged from 0.15 to 0.35 percentage points on key fixed-rate products, hitting
The average five-year fixed mortgage rate has risen by 16 basis points in the last week, reaching its highest level since early 2023. This increase follows a wave of repricing from major lenders, including several prominent banks and building societies. Moneyfacts data shows the
Recent geopolitical unrest in the Middle East has unsettled global financial markets, prompting renewed fluctuations in UK mortgage rates. Knight Frank’s analysis highlights that while domestic inflation remains relatively stable, international risk factors are driving investors
Recent geopolitical tensions in the Middle East have injected fresh volatility into UK mortgage rates, according to Knight Frank’s latest analysis. While domestic inflation remains relatively contained, markets are reacting to global risk factors by pricing in a higher likelihood
CHL Mortgages has introduced a limited edition range of two- and five-year fixed-rate buy-to-let products, signalling a strategic push into more diverse landlord lending. This move is notable as it extends beyond standard single dwelling investments to include houses in multiple
CHL Mortgages has introduced a limited edition range of buy-to-let products featuring two- and five-year fixed rates. This move targets landlords seeking shorter-term certainty on borrowing costs, a sensible response given the current volatility in interest rates. The inclusion o
The average five-year fixed mortgage rate has climbed to levels not seen since early 2023, according to Moneyfacts data. This rise follows a turbulent week for borrowers, with many facing increased costs just as affordability pressures mount. The move is a clear signal that the B
UK homeowners face a fresh round of mortgage rate increases, driven by recent instability in the bond market. Yields on government bonds have surged, pushing up the cost of borrowing for lenders. This shift is likely to feed directly into mortgage pricing, particularly for tracke
