We've tightened what earns a Pursue. A home now needs a published valuation, a strategy that still makes money after real running costs and lender stress tests, and no listing problems that would stop a mortgage. You'll see fewer Pursues, and each one has been checked harder.
See how verdicts work2-bedroom flat · KY5 9AY
Listing removedReduced £1.9k (−2.8%) on 20 JunListed 249 days
Opportunity summary
See Archie’s verdict, returns by strategy and what to check before viewing.
About
Welcome to 77 Small Street, a bright and well-proportioned first-floor flat located in the heart of Lochgelly.
This appealing home offers a spacious lounge filled with natural light, creating a warm and inviting living space.
The separate kitchen is fitted with a range of floor and wall-mounted units and provides space for a fridge freezer and oven.
It is also plumbed for a washing machine, ensuring practicality for modern living. There are two well-proportioned bedrooms, along with a centrally located bathroom.
The property further benefits from gas central heating, double glazing and rear garden space.
Lochgelly provides an excellent range of local amenities including shops, schools, a golf course, and the Lochgelly Centre.
The town also benefits from a train station and convenient access to the A92, making it particularly attractive for commuters.
Early viewing is highly recommended to fully appreciate what this home has to offer.
Please note : There are 2 CGI's (computer generated images) shown and produced in good faith as visual representations to illustrate furniture in a particular room.
Lounge 4.7m x 3.6m (15' 5" x 11' 10") Kitchen 3.10m x 2.10m (10' 2" x 6' 11") Bedroom 1 3.2m x 3m (10' 6" x 9' 10") Bedroom 2 3.40m x 2.50m (11' 2" x 8' 2") Bathroom 2.8m x 1.4m (9' 2" x 4' 7") Extras All floor coverings, free standing fridge freezer, washing machine and cooker.
Value & comps
Land Registry doesn’t cover Scotland or Northern Ireland, so previous sales may not be on record.
Returns
Set an offer; the calculator follows it.
Short-let licence or registration needed
We're still gathering serviced-accommodation data for this area.
Archie refurb estimate: a Pro feature
0.0% below asking
This is not financial or investment advice. Prop AI Deals is not authorised by the Financial Conduct Authority (FCA) to provide investment advice.
All investment calculators, property analyses, and AI-generated insights are for informational purposes only. Property investment carries risk and may result in financial loss. All calculations should be independently verified and you should consult with FCA-authorised financial advisers before making any investment decisions.
Past performance does not guarantee future results. Tax implications vary by individual circumstances.
Deal
Properties like this can earn 2–3x BTL yields when converted to HMO, with retrofit costs around £10k/room. Sign in to see the full tier, yield projection, and cost breakdown.
Commercial properties like this can earn 30-50% higher yields when converted to residential under Class MA / Q / P / PA, with prior approval costing ~GBP 96/unit. Sign in to see the recommended route, yield uplift, and cost breakdown.
BRRR-suited properties can recycle 80-100% of investor capital on refi, leaving a high-yielding rental with most of the money out. Sign in to see the refurb cost stack, ARV projection, and refinance maths.
Detached + large garden = sub-division play. Pro tier unlocks the tier badge, plot size, uplift estimate, and regional land benchmark.
Short-lease flats trade at deep discount, but extending under the 1993 Act often costs far less than the discount. Pro tier unlocks the tier badge, premium breakdown, long-lease ARV and arbitrage maths.
See projected short-stay revenue vs a vanilla BTL for this property.
See real sub-let margins (HMO room rates & SA nightly rates) vs the landlord rent.
Area
Agent & docs
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FAQ
About 77, Small Street, Lochgelly
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