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See how verdicts work2-bedroom flat · KY5 9AY
Listing removedListed 69 daysAuction 27 Aug · ended
Opportunity summary
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About
** sale by auction - 27 August 2026 - Timed Online Auction ** Two Bedroom first floor flat with gardens in Lochgelly, Fife. Realistic rental potential of up to £550 pcm (£6,600 per annum).
Freehold Residential Sale - Vacant Possession Property. EPC rating = C.
***RICS home report value = £73,000*** The property is a 1st floor flat in good condition; 2 bedrooms, 1 bathroom, 1 reception room, a loft which has not been converted & rear gardens. Approx.
55m². Large Rear Garden and free on street parking. Double Glazing and Gas Central Heating.
81, Small Street, Lochgelly KY5 9AY Sold for £95,000 July 2024; 57, Small Street, Lochgelly KY5 9AY sold for £63,000 2019 realistic rental potential of up to £550pcm (£6,600 per annum) superb 13% yield potential at current guide price.
Excellent investment property. The property is ideally located close to Lochgelly town centre where there are good local amenities, including shops and schools.
There is easy access to the A92 for commuting and Lochgelly benefits from its own train station.
There are also good recreational facilities including the Lochgelly Centre, the local golf course plus recreational and social facilities at nearby Lochore Meadows Country Park.
There is quick and easy access from this property to the A92 which provides direct access onto the M90 motorway network, leading on to Edinburgh in the south and Perth and Dundee to the north.
In addition, the varied attractions to be found at Fife Leisure Park at Junction 3 of the M90 are only a short drive away and in the opposite direction there is Fife Central Retail Park at the Kirkcaldy West junction.
Auction Details 27 August 2026,10am-3pm Timed Online Auction How to Bid Now Submit an enquiry now or visit our website for full details on how to bid on this property.
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Value & comps
Land Registry doesn’t cover Scotland or Northern Ireland, so previous sales may not be on record.
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Returns
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Archie refurb estimate: a Pro feature
0.0% below starting price
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Deal
Properties like this can earn 2–3x BTL yields when converted to HMO, with retrofit costs around £10k/room. Sign in to see the full tier, yield projection, and cost breakdown.
Commercial properties like this can earn 30-50% higher yields when converted to residential under Class MA / Q / P / PA, with prior approval costing ~GBP 96/unit. Sign in to see the recommended route, yield uplift, and cost breakdown.
BRRR-suited properties can recycle 80-100% of investor capital on refi, leaving a high-yielding rental with most of the money out. Sign in to see the refurb cost stack, ARV projection, and refinance maths.
Detached + large garden = sub-division play. Pro tier unlocks the tier badge, plot size, uplift estimate, and regional land benchmark.
Short-lease flats trade at deep discount, but extending under the 1993 Act often costs far less than the discount. Pro tier unlocks the tier badge, premium breakdown, long-lease ARV and arbitrage maths.
See projected short-stay revenue vs a vanilla BTL for this property.
See real sub-let margins (HMO room rates & SA nightly rates) vs the landlord rent.
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FAQ
About 77, Small Street, Lochgelly, Fife
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