We've tightened what earns a Pursue. A home now needs a published valuation, a strategy that still makes money after real running costs and lender stress tests, and no listing problems that would stop a mortgage. You'll see fewer Pursues, and each one has been checked harder.
See how verdicts work2-bedroom house · CA4 8ER
Sold STCListed 270 days
Opportunity summary
See Archie’s verdict, returns by strategy and what to check before viewing.
About
An attractive and characterful two bed recently modernised cottage with parking and garden in a popular village in an accessible location to the south of the city.
hall and stairs | living/dining room | sitting room | breakfast kitchen | study nook | first floor landing | rear double bedroom one with ensuite WC | front double bedroom two | bathroom | forecourt parking | rear yard and raised lawned garden with stone store | council tax band C | EPC E | all mains services | gas central heating | double glazing | freehold M6 J42 1.2 | Wetheral 1.5 | Central Carlisle - West Coast Mainline Station 3.8 | Solway Coast AONB - Bowness on Solway 17 | Penrith 18 | North Pennines AONB - Alston 26.7 | Lake District National Park - Caldbeck 14.2, Ullswater Pooley Bridge 21.7 | Newcastle International Airport 54.3 WHY CUMWHINTON?
Attractively located village with public house and primary school.
Conveniently placed for access to the M6 and the surrounding villages of Scotby with public house and village store and Wetheral with its restaurant, public houses, coffee shop and village store.
Nearby Carlisle has a superb range of places to eat and drink along with a growing café culture.
The station has many direct services including to London in around 3 hours 20 minutes, Glasgow, Edinburgh, Lake District, Newcastle and Manchester.
ACCOMMODATION Deceptively spacious throughout, the property has two reception rooms. The larger of the two at the front of the property is split between a living and dining space.
The second, at the rear, is a cosy sitting room with stove. There is also a useful study/home office space accessed from here.
The kitchen, modernised by the current owners, is at the rear of the property and is well laid out making full use of the available space. A door from here leads out to a patio.
Steps rise up from the patio to a good size lawned garden with a useful stone built store at the rear. On the first floor of the property there are two double bedrooms.
The rear double has the benefit of an en-suite W.C. The front double has a pleasing corner aspect. The main bathroom is generously proportioned and has a shower over the bath.
At the front of the property is a gated, paved driveway.
Value & comps
No previous sales on record.
Returns
Set an offer; the calculator follows it.
We're still gathering serviced-accommodation data for this area.
Archie refurb estimate: a Pro feature
0.0% below asking
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Deal
Properties like this can earn 2–3x BTL yields when converted to HMO, with retrofit costs around £10k/room. Sign in to see the full tier, yield projection, and cost breakdown.
Commercial properties like this can earn 30-50% higher yields when converted to residential under Class MA / Q / P / PA, with prior approval costing ~GBP 96/unit. Sign in to see the recommended route, yield uplift, and cost breakdown.
BRRR-suited properties can recycle 80-100% of investor capital on refi, leaving a high-yielding rental with most of the money out. Sign in to see the refurb cost stack, ARV projection, and refinance maths.
Detached + large garden = sub-division play. Pro tier unlocks the tier badge, plot size, uplift estimate, and regional land benchmark.
Short-lease flats trade at deep discount, but extending under the 1993 Act often costs far less than the discount. Pro tier unlocks the tier badge, premium breakdown, long-lease ARV and arbitrage maths.
See projected short-stay revenue vs a vanilla BTL for this property.
See real sub-let margins (HMO room rates & SA nightly rates) vs the landlord rent.
Area
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FAQ
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