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See how verdicts work2-bedroom terraced house · IG10 4BW
For saleListed 21 days
Opportunity summary
See Archie’s verdict, returns by strategy and what to check before viewing.
About
This charming two-bedroom period cottage occupies a prime location directly opposite Epping Forest.
Entering through a private front garden, the property opens into a cosy living room featuring an attractive log burner and a range of stylish features, including exposed brickwork, polished industrial-style radiators and shutters.
This leads through to a separate, well-proportioned dining room, which continues the same design aesthetic and benefits from useful built-in under-stair storage.
Leading on from the dining room is a well-equipped kitchen, with a family-sized bathroom positioned at the rear of the property.
A centrally positioned wooden staircase leads to two well-proportioned double bedrooms. Both rooms are light and airy, with wooden flooring throughout.
The principal bedroom, positioned at the front of the property, enjoys attractive views across Epping Forest and benefits from generous built-in wardrobes.
Externally, the property benefits from a well-maintained, tiered rear garden with dedicated rear access. The garden provides a private and peaceful space to relax and entertain.
The property also benefits from recently installed solar panels and a battery storage system, helping to reduce energy bills. EPC to be confirmed. Why loughton?
Loughton is a highly desirable area, known for its vibrant community and convenient amenities.
At the heart of the town is the bustling High Road, which caters to all your daily needs with supermarkets like M&S Food Hall and Sainsbury's, as well as a variety of popular cafes, coffee shops, and restaurants.
Highlights include the renowned Gail's Bakery and The Ginger Pig, along with several charming pubs. For those seeking an active lifestyle, Loughton offers excellent recreational facilities.
The Loughton Cricket Club, Bowling Club, and the newly renovated Loughton Leisure Centre are all located just off the High Road.
Additionally, the area is home to a selection of highly regarded private and state schools, ensuring quality education options.
Nature enthusiasts will appreciate the proximity to the stunning Epping Forest, perfect for cycling, running, or leisurely Sunday strolls.
Plus, with Loughton Central Line Station nearby, residents enjoy seamless access to The City and West End, making it an ideal location for commuters.
Important notice: These particulars have been prepared in good faith and do not form part of any offer or contract.
All interested parties must verify for themselves the accuracy of the information provided. Any measurements, areas or distances are approximate.
Photographs, plans and text are for guidance only and should not be relied upon.
We have not performed a structural survey on this property, and it should not be assumed that the property has all necessary planning, building regulations or other consents.
We have not tested any services, equipment, or facilities. Purchasers must satisfy themselves with suitable investigations prior to purchase.
Value & comps
No previous sales on record.
Returns
Set an offer; the calculator follows it.
We're still gathering serviced-accommodation data for this area.
Archie refurb estimate: a Pro feature
0.0% below asking
This is not financial or investment advice. Prop AI Deals is not authorised by the Financial Conduct Authority (FCA) to provide investment advice.
All investment calculators, property analyses, and AI-generated insights are for informational purposes only. Property investment carries risk and may result in financial loss. All calculations should be independently verified and you should consult with FCA-authorised financial advisers before making any investment decisions.
Past performance does not guarantee future results. Tax implications vary by individual circumstances.
Deal
Properties like this can earn 2–3x BTL yields when converted to HMO, with retrofit costs around £10k/room. Sign in to see the full tier, yield projection, and cost breakdown.
Commercial properties like this can earn 30-50% higher yields when converted to residential under Class MA / Q / P / PA, with prior approval costing ~GBP 96/unit. Sign in to see the recommended route, yield uplift, and cost breakdown.
BRRR-suited properties can recycle 80-100% of investor capital on refi, leaving a high-yielding rental with most of the money out. Sign in to see the refurb cost stack, ARV projection, and refinance maths.
Detached + large garden = sub-division play. Pro tier unlocks the tier badge, plot size, uplift estimate, and regional land benchmark.
Short-lease flats trade at deep discount, but extending under the 1993 Act often costs far less than the discount. Pro tier unlocks the tier badge, premium breakdown, long-lease ARV and arbitrage maths.
See projected short-stay revenue vs a vanilla BTL for this property.
See real sub-let margins (HMO room rates & SA nightly rates) vs the landlord rent.
Area
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FAQ
About 203, Smarts Lane, Loughton
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