We've tightened what earns a Pursue. A home now needs a published valuation, a strategy that still makes money after real running costs and lender stress tests, and no listing problems that would stop a mortgage. You'll see fewer Pursues, and each one has been checked harder.
See how verdicts work4-bedroom terraced house · CR0 2XR
Sold STCReduced £20k (−4.2%) on 9 FebListed 497 days
Opportunity summary
See Archie’s verdict, returns by strategy and what to check before viewing.
About
James Chiltern are delighted to present this spacious and versatile four-bedroom terraced property, offering generous accommodation, multiple bathrooms, and fantastic potential for families and investors alike.
Set across two floors, the property boasts a well-balanced layout ideal for modern living or multi-let arrangements.
The double reception room provides ample space for both living and dining, with a seamless flow that suits a variety of uses—whether you're entertaining, relaxing, or working from home.
The home comprises four well-proportioned bedrooms, two of which include built-in storage, helping maximise space and functionality.
With three bathrooms within the main house, the property easily caters to the needs of larger households or shared living.
At the rear, you’ll find a separate outbuilding complete with a shower room, offering excellent flexibility—perfect for use as a guest suite, workspace, studio, or additional storage.
Positioned in a desirable and well-connected residential area, the property benefits from excellent access to local shops, schools, parks, and public transport links.
With strong local rental demand, this home also presents a compelling opportunity for investors seeking a high-yield HMO (subject to the necessary permissions).
Whether you're looking for a spacious family residence or a smart investment with room to add value, this property ticks all the boxes. Viewings are highly recommended.
Value & comps
No previous sales on record.
Returns
Set an offer; the calculator follows it.
Short-let restrictions apply
We're still gathering serviced-accommodation data for this area.
Archie refurb estimate: a Pro feature
0.0% below asking
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All investment calculators, property analyses, and AI-generated insights are for informational purposes only. Property investment carries risk and may result in financial loss. All calculations should be independently verified and you should consult with FCA-authorised financial advisers before making any investment decisions.
Past performance does not guarantee future results. Tax implications vary by individual circumstances.
Deal
Properties like this can earn 2–3x BTL yields when converted to HMO, with retrofit costs around £10k/room. Sign in to see the full tier, yield projection, and cost breakdown.
Commercial properties like this can earn 30-50% higher yields when converted to residential under Class MA / Q / P / PA, with prior approval costing ~GBP 96/unit. Sign in to see the recommended route, yield uplift, and cost breakdown.
BRRR-suited properties can recycle 80-100% of investor capital on refi, leaving a high-yielding rental with most of the money out. Sign in to see the refurb cost stack, ARV projection, and refinance maths.
Detached + large garden = sub-division play. Pro tier unlocks the tier badge, plot size, uplift estimate, and regional land benchmark.
Short-lease flats trade at deep discount, but extending under the 1993 Act often costs far less than the discount. Pro tier unlocks the tier badge, premium breakdown, long-lease ARV and arbitrage maths.
See projected short-stay revenue vs a vanilla BTL for this property.
See real sub-let margins (HMO room rates & SA nightly rates) vs the landlord rent.
Area
Agent & docs

FAQ
About Windmill Road, Croydon
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