3-bedroom house · KY10 3DW
Sold STCReduced £20k (−5.9%) on 15 SepListed 48 days
Opportunity summary
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About
Enjoying sea views, a large walled garden and ample gated parking, this historic linked-detached house in Anstruther is a character-filled home arranged over three floors.
The accommodation begins with an entrance porch and central hall, leading to a wonderfully atmospheric living room with exposed stonework, ceiling beams and a striking fireplace with stove.
A breakfasting kitchen, rich in period charm, is fitted with modern country-inspired Shaker units which comes fully integrated, framed by quality worktops.
The kitchen leads to the bright conservatory, used as a dining area and snug, which in turn flows onto the sunny patio and garden beyond.
The first-floor houses two double bedrooms, one with an en-suite shower room, while a bathroom is found on the ground floor.
The attic space, with skylights and lovely views towards the harbour, offers flexible additional space. Further benefits include gas central heating, some double glazing, and gated off-street parking.
Extras: All fitted floor and window coverings, light fittings and integrated kitchen appliances included in the sale.
Anstruther is the largest community on the stretch of north-shore coastline of the Firth of Forth known as the East Neuk.
Originally a fishing village, the main industry is now tourism and with a 9-hole golf course, pleasure craft mooring in the harbour, and sightseeing and wildlife cruises to the Isle of May, home to the UK's largest Puffin population.
Other local attractions include The Scottish Fisheries Museum, The Secret Bunker, Famous Fish and Chip Shop along with an array of restaurants including the ‘Cellar’ and hostelries.
For everyday services and essentials, Anstruther is home to a supermarket, a butchers, a Post Office, a medical centre, pharmacies, hairdressers, barbers, and beauty salons, whilst The Waid Academy, the local comprehensive school and community centre, offers a wide range of activities, including a library.
For those who enjoy keeping fit, independently-owned Fit To The Core fitness studios offers classes and personal training services, Stuart Barton Physiotherapy offers gym facilities and a physio service, whilst leisure centres and pools are easily reachable in the surrounding towns.
Additional entertainment can be found in St Andrews and of course, with Fife being famous for its outstanding golfing, there are a number of clubs within enviable easy reach, including Anstruther’s own on the edge of the town.
Anstruther is well connected to the rest of Fife and further afield owing to excellent bus links and nearby major road links.
Value & comps
Land Registry doesn’t cover Scotland or Northern Ireland, so previous sales may not be on record.
Returns
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Archie refurb estimate: a Pro feature
0.0% below asking
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Deal
Properties like this can earn 2–3x BTL yields when converted to HMO, with retrofit costs around £10k/room. Sign in to see the full tier, yield projection, and cost breakdown.
Commercial properties like this can earn 30-50% higher yields when converted to residential under Class MA / Q / P / PA, with prior approval costing ~GBP 96/unit. Sign in to see the recommended route, yield uplift, and cost breakdown.
BRRR-suited properties can recycle 80-100% of investor capital on refi, leaving a high-yielding rental with most of the money out. Sign in to see the refurb cost stack, ARV projection, and refinance maths.
Detached + large garden = sub-division play. Pro tier unlocks the tier badge, plot size, uplift estimate, and regional land benchmark.
Short-lease flats trade at deep discount, but extending under the 1993 Act often costs far less than the discount. Pro tier unlocks the tier badge, premium breakdown, long-lease ARV and arbitrage maths.
See projected short-stay revenue vs a vanilla BTL for this property.
See real sub-let margins (HMO room rates & SA nightly rates) vs the landlord rent.
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FAQ
About St Michaels, High Terrace, Anstruther
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