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See how verdicts work4-bedroom terraced house · NN4 8HE
No longer listedListed 82 daysAuction 23 Sep · ended
Opportunity summary
See Archie’s verdict, returns by strategy and what to check before viewing.
About
For sale by auction on Wednesday, 23 Sep 2026 at 11:00 Venue: Livestream Occupying a sought-after residential position close to Northampton town centre, this substantial Victorian four-bedroom mid-terrace home extends to approximately 1,116 sq ft and offers spacious accommodation arranged over three floors.
The property comprises an entrance hall, generous lounge/dining room, kitchen, family bathroom and four well-proportioned bedrooms, together with a lengthy rear garden featuring useful outbuildings, an entertaining area and a garage with rear access.
Presented in generally good condition but offering scope for cosmetic refurbishment and modernisation, the property presents an excellent opportunity to add value.
Ideally located close to Northampton General Hospital, schools, parks, local amenities and excellent transport links, the property also offers potential for HMO use, subject to the necessary consents, making it an attractive proposition for investors and owner-occupiers alike.
Accommodation entrance hall living area / diner Double glazed UPVC window to front & rear aspect, radiator, brick fireplace & carpet flooring kitchen Windows to side aspect, access door to rear garden, base & wall level kitchen units, tiled walls, stainless steel sink, exposed boiler, gas cooker, oven & extractor fan bathroom Window to side aspect, low level WC, hand wash basin & bath tub with taps first floor bedroom two Double Bedroom, windows to front aspect, carpet flooring & radiator bedroom three Double Bedroom, windows to rear aspect, carpet flooring & radiator bedroom four Double bedroom, windows to side aspects, carpet flooring & radiator & built in storage in eaves top floor EPC Rating: 57 Additional Fees Buyers Premium: The purchaser will be required to pay a buyers premium charge of £1,500 ex VAT (£1,800 inc VAT).
Administration Charge - The purchaser will be required to pay a buyers admin charge of £1,500 ex VAT (£1,800 inc VAT).
Please see the legal pack for any disbursements listed that may become payable by the purchaser on completion.
Price Information * Guides are provided as an indication of each seller's minimum expectation.
They are not necessarily figures which a property will sell for and may change at any time prior to the auction.
Each property will be offered subject to a Reserve (a figure below which the Auctioneer cannot sell the property during the auction) which we expect will be set within the Guide Range or no more than 10% above a single figure Guide.
Additional Fees Information Please be aware there may be additional fees payable on top of the final sale price.
This includes and are not limited to administration charges and buyer's premium fees payable on exchange, and disbursements payable on completion.
Please ensure you check the property information page for a list of any relevant additional fees as well as reading the legal pack for any disbursements.
Value & comps
No previous sales on record.
See the independent valuation, upside vs guide, and per-strategy max bid for this lot. Sign in to see it.
Returns
Set an offer; the calculator follows it.
We're still gathering serviced-accommodation data for this area.
Archie refurb estimate: a Pro feature
0.0% below starting price
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All investment calculators, property analyses, and AI-generated insights are for informational purposes only. Property investment carries risk and may result in financial loss. All calculations should be independently verified and you should consult with FCA-authorised financial advisers before making any investment decisions.
Past performance does not guarantee future results. Tax implications vary by individual circumstances.
Deal
Properties like this can earn 2–3x BTL yields when converted to HMO, with retrofit costs around £10k/room. Sign in to see the full tier, yield projection, and cost breakdown.
Commercial properties like this can earn 30-50% higher yields when converted to residential under Class MA / Q / P / PA, with prior approval costing ~GBP 96/unit. Sign in to see the recommended route, yield uplift, and cost breakdown.
BRRR-suited properties can recycle 80-100% of investor capital on refi, leaving a high-yielding rental with most of the money out. Sign in to see the refurb cost stack, ARV projection, and refinance maths.
Detached + large garden = sub-division play. Pro tier unlocks the tier badge, plot size, uplift estimate, and regional land benchmark.
Short-lease flats trade at deep discount, but extending under the 1993 Act often costs far less than the discount. Pro tier unlocks the tier badge, premium breakdown, long-lease ARV and arbitrage maths.
See projected short-stay revenue vs a vanilla BTL for this property.
See real sub-let margins (HMO room rates & SA nightly rates) vs the landlord rent.
Area
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FAQ
About 92 Oxford Street, Northampton
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