We've tightened what earns a Pursue. A home now needs a published valuation, a strategy that still makes money after real running costs and lender stress tests, and no listing problems that would stop a mortgage. You'll see fewer Pursues, and each one has been checked harder.
See how verdicts work2-bedroom house · PO38 2QT
Listing removedListed 112 days
Opportunity summary
See Archie’s verdict, returns by strategy and what to check before viewing.
About
A charming two-bedroom cottage in the heart of Whitwell, offering a rare blend of Victorian character and village charm.
The red brick façade, decorative arched porchways and slate roof give this property an instantly recognisable kerb appeal that simply cannot be replicated in a new build.
Climbing roses and established planting frame the frontage beautifully, hinting at the character you'll find throughout.
Situated directly in the village, local amenities are on the doorstep while the wider Island countryside is right on your back step.
A property with genuine soul -- cottages like this are always in demand and rarely stay available for long. EPC Rating: E Lobby Front door to the side of the property.
Entrance lobby - with accommodation off. Sitting Room Dimensions: 11' 10'' x 9' 10'' (3.61m x 3.0m). A front aspect reception with feature open fire and decorative surround.
W/C Ground floor w/c and basin - side aspect window. Dining Room Dimensions: 14' 0'' x 12' 0'' (4.26m x 3.66m). A large family reception with flag stone floor.
Open staircase to the first floor. Inset wood burner. Kitchen Dimensions: 14' 9'' x 4' 6'' (4.5m x 1.38m).
A galley style kitchen with white floor and wall mounted storage units and rolled counter top. Integrated electric hob and cooker. Space and plumbing for additional white goods.
Side door into the garden First Floor Two large built in cupboards - side aspect window. Bedroom 1 Dimensions: 11' 2'' x 9' 1'' (3.4m x 2.76m).
A rear aspect double bedroom -built in cupboard with water tank and heater. Bedroom 2 Dimensions: 12' 5'' x 6' 7'' (3.78m x 2.0m). A front aspect bedroom with original fireplace.
Bathroom Dimensions: 7' 0'' x 6' 7'' (2.14m x 2.0m). Large bright family bathroom with, panelled bath and shower over, w/c and basin.
Outside The property has a single off street parking space to the front. Side gated access into a lovely sunny aspect rear garden, with patio deck and lawn.
N.B We have been made aware that there may be element of single skin construction to the kitchen - as is quite common in Victorian properties.
Any prospective buyer requiring borrowing should chose an appropriate lender. All electric - NO gas at the property.
Value & comps
No previous sales on record.
Returns
Set an offer; the calculator follows it.
We're still gathering serviced-accommodation data for this area.
Archie refurb estimate: a Pro feature
0.0% below asking
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All investment calculators, property analyses, and AI-generated insights are for informational purposes only. Property investment carries risk and may result in financial loss. All calculations should be independently verified and you should consult with FCA-authorised financial advisers before making any investment decisions.
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Deal
Properties like this can earn 2–3x BTL yields when converted to HMO, with retrofit costs around £10k/room. Sign in to see the full tier, yield projection, and cost breakdown.
Commercial properties like this can earn 30-50% higher yields when converted to residential under Class MA / Q / P / PA, with prior approval costing ~GBP 96/unit. Sign in to see the recommended route, yield uplift, and cost breakdown.
BRRR-suited properties can recycle 80-100% of investor capital on refi, leaving a high-yielding rental with most of the money out. Sign in to see the refurb cost stack, ARV projection, and refinance maths.
Detached + large garden = sub-division play. Pro tier unlocks the tier badge, plot size, uplift estimate, and regional land benchmark.
Short-lease flats trade at deep discount, but extending under the 1993 Act often costs far less than the discount. Pro tier unlocks the tier badge, premium breakdown, long-lease ARV and arbitrage maths.
See projected short-stay revenue vs a vanilla BTL for this property.
See real sub-let margins (HMO room rates & SA nightly rates) vs the landlord rent.
Area
Agent & docs
FAQ
About Kemming Road, Whitwell, PO38
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