1-bedroom flat · ME16 8JY
For saleListed 10 days
Opportunity summary
See Archie’s verdict, returns by strategy and what to check before viewing.
About
Guide price £140,000 - £145,000 Located within walking distance of Maidstone town centre, this share of freehold one bedroom top floor flat with own garden, offers an excellent investment opportunity or first time purchase, benefitting from no ground rent or service charges.
The property forms part of a converted period house, blending character features with practical living space.
Positioned on the top floor, the flat provides a sense of privacy and elevated views, while still maintaining convenient access to local amenities, transport links, and shops.
Internally, the accommodation comprises a bright and spacious living area, a fitted kitchen, a double bedroom, and a bathroom.
The layout is well proportioned and functional, making it attractive to tenants.
A particular feature of this property is its private garden, a rare benefit for a flat of this type, offering outdoor space for relaxation or entertaining.
Currently let, the flat is sold with tenant in situ at £850 pcm (£10,200 per annum), providing a 7.2% Gross Yield and an immediate rental income stream for investors.
Please note that an aml fee is chargeable to the buyer once an offer is accepted to cover the cost of carrying out the required identity and anti-money laundering checks.
Once these checks have been completed, the fee cannot be refunded, even if the property purchase does not go ahead.
Value & comps
No previous sales on record.
Returns
Set an offer; the calculator follows it.
We're still gathering serviced-accommodation data for this area.
Archie refurb estimate: a Pro feature
0.0% below asking
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All investment calculators, property analyses, and AI-generated insights are for informational purposes only. Property investment carries risk and may result in financial loss. All calculations should be independently verified and you should consult with FCA-authorised financial advisors before making any investment decisions.
Past performance does not guarantee future results. Tax implications vary by individual circumstances.
Deal
Properties like this can earn 2–3x BTL yields when converted to HMO, with retrofit costs around £10k/room. Sign in to see the full tier, yield projection, and cost breakdown.
Commercial properties like this can earn 30-50% higher yields when converted to residential under Class MA / Q / P / PA, with prior approval costing ~GBP 96/unit. Sign in to see the recommended route, yield uplift, and cost breakdown.
BRRR-suited properties can recycle 80-100% of investor capital on refi, leaving a high-yielding rental with most of the money out. Sign in to see the refurb cost stack, ARV projection, and refinance maths.
Detached + large garden = sub-division play. Pro tier unlocks the tier badge, plot size, uplift estimate, and regional land benchmark.
Short-lease flats trade at deep discount, but extending under the 1993 Act often costs far less than the discount. Pro tier unlocks the tier badge, premium breakdown, long-lease ARV and arbitrage maths.
See projected short-stay revenue vs a vanilla BTL for this property.
See real sub-let margins (HMO room rates & SA nightly rates) vs the landlord rent.
Area
Agent & docs
FAQ
About 20B, Milton Street, Kent
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