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See how verdicts work3-bedroom flat · CM2 6QU
For saleReduced £25k (−5.9%) on 13 OctListed 69 days
Opportunity summary
See Archie’s verdict, returns by strategy and what to check before viewing.
About
The space of A house, the convenience of city centre living!
Set across two floors and approached via its own private front patio garden, the property immediately feels more like a house than an apartment.
You’ve got your own entrance, outside space, three bedrooms, multiple bathrooms and two parking spaces. Not bad for somewhere this central, right?
Step through the front door and you’re welcomed by a spacious entrance hall with plenty of useful storage, along with a downstairs cloakroom - always handy, especially when you've got guests over.
Then we get to our favourite part... The kitchen, lounge and diner. And what a room this is.
It's a fantastic open-plan space with more than enough room for a proper dining table, comfortable lounge area and a modern fitted kitchen.
Whether you're hosting friends on a Saturday night, cooking Sunday dinner or simply collapsing onto the sofa after work, this is a space that really works.
The kitchen itself is modern and well equipped with integrated appliances, while there's also a separate utility area - because nobody wants their washing machine stealing the limelight from a kitchen this nice.
And then there’s the balcony.
Leading directly from the living space, the private balcony overlooks the River Chelmer and gives you your own spot to sit outside, grab a coffee in the morning, open a bottle of something cold in the evening and watch the world go by.
Upstairs, you'll find three genuinely well-proportioned bedrooms.
And when we say three bedrooms, we mean three bedrooms - not two bedrooms and a cupboard that someone's managed to squeeze a single bed into.
The principal bedroom is particularly impressive, offering loads of space, fitted wardrobes and its own en-suite shower room.
Bedroom two also benefits from fitted storage, while the third bedroom gives you plenty of flexibility as a bedroom, home office, dressing room or guest space.
There's also a modern family bathroom serving the remaining bedrooms. Now, let's talk parking. Being this close to Chelmsford City Centre and getting two allocated parking spaces is a massive bonus.
Better still, they're located within a secure, gated and covered car park. No driving around looking for a space after a long day at work - pull in, park up and you're home.
But arguably the biggest selling point of them all? The location.
Chelmsford City Centre is within walking distance, meaning Bond Street, restaurants, bars, cafés, shopping and leisure facilities are all easily accessible.
You've also got Central Park and the River Chelmer nearby when you fancy swapping city life for a walk and some greenery. And for anyone commuting into London, this one makes a lot of sense.
Chelmsford railway station is within walking distance, with regular direct services into London Liverpool Street.
So you can shut the front door, walk to the station and be on your way into the capital without needing to start the car. Three bedrooms. Two bathrooms. Downstairs W/C. Huge open-plan living space.
Balcony. Private outside space. Two secure parking spaces. River views. And Chelmsford City Centre on your doorstep. We could keep going... But at some point you probably just need to come and see it.
Properties offering this much space in such a central location don't come along every day.
Chelmsford is a vibrant and highly sought-after city offering an excellent mix of shopping, dining, leisure and green open spaces, while remaining a popular choice for commuters.
The bustling City Centre is home to a fantastic selection of shops, cafés, bars and restaurants, including the popular Bond Street development, while Central Park, Admirals Park and picturesque walks along the River Chelmer provide plenty of opportunities to escape the hustle and bustle.
Chelmsford is particularly well connected, with the mainline railway station providing frequent direct services to London Liverpool Street, making it ideal for those working in the capital.
The city also benefits from excellent road links via the A12, along with a wide choice of highly regarded schools, sports facilities and everyday amenities.
Combining city convenience with great transport connections and plenty of outdoor space, it’s easy to see why Chelmsford continues to be such a popular place to call home.
The small print: Material Information: Service Charge: £1,900 per annum Annual Ground Rent: Tbc Length of Lease: 120 years remaining We’ve done our homework, but we aren’t fortune tellers.
We haven’t poked the boiler, flicked the switches, or tested every light bulb.
Nothing here counts as a contract or statement of fact-get your solicitor to check all the serious stuff, like tenure, parking, planning permission, building regs, and all that jazz! Measurements?
Guides only. Floorplans? Handy, but not perfectly to scale. Travelling far? Call first-clarification is free, petrol is not.
We may receive a referral fee if you choose to use third-party services we recommend, such as conveyancers, mortgage advisers, or EPC providers, but you are under no obligation to do so.
Aml Checks - Law says we must run one. £96 including VAT per buyer. Tiny toll, big compliance. Buyer Reservation Fee - Offer accepted? Pay a reservation fee (min £1,000) to lock it in.
VIP pass to the property, protects against gazumping. Complete the sale? Fee refunded. Things go sideways? Sometimes non-refundable.
Head to our website for full details – or skip the scrolling and just call.
Value & comps
No previous sales on record.
Returns
Set an offer; the calculator follows it.
We're still gathering serviced-accommodation data for this area.
Archie refurb estimate: a Pro feature
0.0% below asking
This is not financial or investment advice. Prop AI Deals is not authorised by the Financial Conduct Authority (FCA) to provide investment advice.
All investment calculators, property analyses, and AI-generated insights are for informational purposes only. Property investment carries risk and may result in financial loss. All calculations should be independently verified and you should consult with FCA-authorised financial advisers before making any investment decisions.
Past performance does not guarantee future results. Tax implications vary by individual circumstances.
Deal
Properties like this can earn 2–3x BTL yields when converted to HMO, with retrofit costs around £10k/room. Sign in to see the full tier, yield projection, and cost breakdown.
Commercial properties like this can earn 30-50% higher yields when converted to residential under Class MA / Q / P / PA, with prior approval costing ~GBP 96/unit. Sign in to see the recommended route, yield uplift, and cost breakdown.
BRRR-suited properties can recycle 80-100% of investor capital on refi, leaving a high-yielding rental with most of the money out. Sign in to see the refurb cost stack, ARV projection, and refinance maths.
Detached + large garden = sub-division play. Pro tier unlocks the tier badge, plot size, uplift estimate, and regional land benchmark.
Short-lease flats trade at deep discount, but extending under the 1993 Act often costs far less than the discount. Pro tier unlocks the tier badge, premium breakdown, long-lease ARV and arbitrage maths.
See projected short-stay revenue vs a vanilla BTL for this property.
See real sub-let margins (HMO room rates & SA nightly rates) vs the landlord rent.
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FAQ
About Flat 20, 212, Wharf Road, Chelmsford
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