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See how verdicts work2-bedroom flat · M41 0US
For saleListed 4 days
Opportunity summary
See Archie’s verdict, returns by strategy and what to check before viewing.
About
Welcome to Crofts Bank, an exclusive collection of 24 brand-new two-bedroom apartments in a popular Urmston location.
Available through Shared Ownership, these contemporary homes provide an affordable opportunity to step onto the property ladder in a thriving community.
Situated on the ground floor, this stylish apartment offers approximately 656.59 sq ft (61 sq m) of well-designed accommodation.
The spacious open-plan kitchen, dining and living area is perfect for modern lifestyles, while the fitted kitchen features integrated appliances and a contemporary finish.
Two comfortable bedrooms and a modern bathroom complete the layout.
The apartment also benefits from allocated parking, EV charging provision and energy-efficient design, helping to keep running costs low while providing all the advantages of a brand-new home.
Ideally positioned close to Urmston town centre, Crofts Bank offers convenient access to a variety of shops, cafés, restaurants, leisure facilities and green spaces, alongside excellent transport links to Manchester and beyond.
Available through Shared Ownership, purchasers can buy an initial share from 10% to 75% of the full market value and increase their ownership in the future through staircasing, up to 100%.
Based on a full market value of £240,000: 10% share: £24,000, rent £495.00 pcm 25% share: £60,000, rent £412.50 pcm 50% share: £120,000, rent £275.00 pcm 75% share: £180,000, rent £137.50 pcm Rent is calculated at 2.75% per annum on the share not owned.
Expected completion during 2026. Please note Shared Ownership eligibility criteria apply and all figures are subject to final confirmation.
Value & comps
No previous sales on record.
Returns
Set an offer; the calculator follows it.
We're still gathering serviced-accommodation data for this area.
Archie refurb estimate: a Pro feature
0.0% below asking
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All investment calculators, property analyses, and AI-generated insights are for informational purposes only. Property investment carries risk and may result in financial loss. All calculations should be independently verified and you should consult with FCA-authorised financial advisers before making any investment decisions.
Past performance does not guarantee future results. Tax implications vary by individual circumstances.
Deal
Properties like this can earn 2–3x BTL yields when converted to HMO, with retrofit costs around £10k/room. Sign in to see the full tier, yield projection, and cost breakdown.
Commercial properties like this can earn 30-50% higher yields when converted to residential under Class MA / Q / P / PA, with prior approval costing ~GBP 96/unit. Sign in to see the recommended route, yield uplift, and cost breakdown.
BRRR-suited properties can recycle 80-100% of investor capital on refi, leaving a high-yielding rental with most of the money out. Sign in to see the refurb cost stack, ARV projection, and refinance maths.
Detached + large garden = sub-division play. Pro tier unlocks the tier badge, plot size, uplift estimate, and regional land benchmark.
Short-lease flats trade at deep discount, but extending under the 1993 Act often costs far less than the discount. Pro tier unlocks the tier badge, premium breakdown, long-lease ARV and arbitrage maths.
See projected short-stay revenue vs a vanilla BTL for this property.
See real sub-let margins (HMO room rates & SA nightly rates) vs the landlord rent.
Area
Agent & docs
FAQ
About 1-3 Old Cross Bank Urmston Manchester M41 0US
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