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See how verdicts workStudio flat · CR0 3SS
Listing removedReduced £8k (−4.8%) on 21 JunListed 219 days
Opportunity summary
See Archie’s verdict, returns by strategy and what to check before viewing.
About
Detailed Description A well-presented split-level ground floor studio flat, combining period character with a modern finish in a convenient West Croydon location.
The property is entered via an inviting entrance hall, giving a sense of separation from the main living areas.
This leads into a large, modern kitchen/diner in excellent condition, fitted with integrated appliances and offering plenty of space for a dining table, making it a practical and sociable space for day-to-day living.
The separate studio room is flooded with natural light and benefits from impressive high ceilings, a decorative ceiling rose and coving, creating an attractive, airy feel.
The layout allows room to define distinct living and sleeping areas, depending on how you choose to arrange your furniture.
Stairs lead down to the lower ground floor, where there is a spacious shower room with a useful built-in storage cupboard.
The property is well placed for local high street amenities, nearby green spaces and nearby stations to include West and East Croydon.
The property is leasehold, with a long lease of approximately 156 years remaining.
There is no formal service charge payable, as the four leaseholders are jointly responsible for the upkeep of the building, and the ground rent is a very modest £100 per annum (as advised by vendor).
The property is ideal for first-time buyers looking to get onto the property ladder, as well as investors, with a strong rental yield highly achievable.
Mobile coverage EE: Orange Vodafone: Green Three: Orange O2: Green Predicted Broadband Speeds: Basic: 13 Mbps Ultrafast: 1000 Mbps Satellite / Fibre TV Availability to include BT, Sky & Virgin.
Cray & Norton Estate Agents, their clients and any joint agents give Notice that they have no authority to make or give any representations on warranties in relation to the property.
Any statements on which a purchaser wishes to rely must be checked through their solicitor or conveyancers.
These Particulars do not form part of any offer or contract and must not be relied upon as statements or representation of fact.
Any areas, measurements, dimensions are approximate and must be independently verified. The text, photographs and plans are for guidance only and are not necessarily comprehensive.
It should not be assumed that the property has necessary Planning, Building Regulation or other Consents.
We have not tested any appliances, services, facilities or equipment and Purchasers must satisfy themselves as to their adequacy and condition.
We have not investigated Title, or the existence of any Covenants or other legal matters which may affect the property.
The Borough of Croydons Best Estate Agent * Croydon Estate Agent Croydon Letting Agent Letting Agent In Croydon The Best Estate Agent in Croydon * *Data from Rightmove show that Cray & Norton took on more Sales Instruction and Sold (subject to contract) more properties than any other agent in the Borough of Croydon so far for the month of March 2026 (Period 1st March - 11th March)
Value & comps
No previous sales on record.
Returns
Set an offer; the calculator follows it.
Short-let restrictions apply
We're still gathering serviced-accommodation data for this area.
Archie refurb estimate: a Pro feature
0.0% below asking
This is not financial or investment advice. Prop AI Deals is not authorised by the Financial Conduct Authority (FCA) to provide investment advice.
All investment calculators, property analyses, and AI-generated insights are for informational purposes only. Property investment carries risk and may result in financial loss. All calculations should be independently verified and you should consult with FCA-authorised financial advisers before making any investment decisions.
Past performance does not guarantee future results. Tax implications vary by individual circumstances.
Deal
Properties like this can earn 2–3x BTL yields when converted to HMO, with retrofit costs around £10k/room. Sign in to see the full tier, yield projection, and cost breakdown.
Commercial properties like this can earn 30-50% higher yields when converted to residential under Class MA / Q / P / PA, with prior approval costing ~GBP 96/unit. Sign in to see the recommended route, yield uplift, and cost breakdown.
BRRR-suited properties can recycle 80-100% of investor capital on refi, leaving a high-yielding rental with most of the money out. Sign in to see the refurb cost stack, ARV projection, and refinance maths.
Detached + large garden = sub-division play. Pro tier unlocks the tier badge, plot size, uplift estimate, and regional land benchmark.
Short-lease flats trade at deep discount, but extending under the 1993 Act often costs far less than the discount. Pro tier unlocks the tier badge, premium breakdown, long-lease ARV and arbitrage maths.
See projected short-stay revenue vs a vanilla BTL for this property.
See real sub-let margins (HMO room rates & SA nightly rates) vs the landlord rent.
Area
Agent & docs
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FAQ
About Flat 2 10, Montague Road, Croydon
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