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    1. Home
    2. Milton Keynes properties
    3. 2 bed flat for auction in Harpur Street, Bedford MK40
    Full property analysis
    OverviewAboutValue & compsAuctionReturnsDealAreaAgent & docsFAQ
    ⚖

    Modern Method of Auction

    Auction date not yet published

    Stricter Pursue picks

    We've tightened what earns a Pursue. A home now needs a published valuation, a strategy that still makes money after real running costs and lender stress tests, and no listing problems that would stop a mortgage. You'll see fewer Pursues, and each one has been checked harder.

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    1 / 5

    Harpur Street, BEDFORD, Bedfordshire, MK40 2SR

    2-bedroom flat · MK40 2SR

    1 bath
    Starting price
    £135,000
    Modern Method of AuctionBuyer's fee 4.5%

    For sale · Listed today

    Chain free
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    Opportunity summary

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    About

    The property

    Ground Floor Apartment | Town Centre Location | 114 Year Lease | No Chain Situated in the heart of Bedford town centre, this well-presented ground floor apartment offers spacious and modern living, making it an ideal first-time purchase or investment opportunity.

    The property features a bright and generously sized open-plan kitchen/lounge/diner, fitted with a contemporary range of base and wall units along with integrated appliances, creating an excellent space for both relaxing and entertaining.

    The accommodation further comprises two well-proportioned bedrooms and a family bathroom, all accessed via a central hallway. The property benefits from electric heating and double glazing throughout.

    Located within Eagle Court, the apartment is perfectly positioned for immediate access to Bedford’s wide range of shops, restaurants, and transport links, including the mainline train station offering direct routes into London.

    The property is offered with a lease of approximately 114 years remaining and is available with no onward chain, allowing for a straightforward purchase.

    Auctioneer's Comments This property is offered through Modern Method of Auction. Should you view, offer or bid your data will be shared with the Auctioneer, iamsold Limited.

    This method requires both parties to complete the transaction within 56 days, allowing buyers to proceed with mortgage finance (subject to lending criteria, affordability and survey).

    The buyer is required to sign a reservation agreement and make payment of a non-refundable Reservation Fee of 4.5% of the purchase price including VAT, subject to a minimum of £6600.00 including VAT.

    This fee is paid in addition to purchase price and will be considered as part of the chargeable consideration for the property in the calculation for stamp duty liability.

    Buyers will be required to complete an identification process with iamsold and provide proof of how the purchase would be funded.

    The property has a Buyer Information Pack containing documents about the property.

    The documents may not tell you everything you need to know, so you must complete your own due diligence before bidding.

    A sample of the Reservation Agreement and terms and conditions are contained within this pack. The buyer will also make payment of no more than £349 inc. VAT towards the preparation cost of the pack.

    Please confirm exact costs with the auctioneer. The estate agent and auctioneer may recommend the services of other providers to you, in which they will be paid for the referral.

    These services are optional, and you will be advised of any payment, in writing before any services are accepted. Listing is subject to a start price and undisclosed reserve price that can change.

    Chain free

    Key information

    Tenure
    Leasehold
    See leasehold details below
    Local authority
    Bedford
    Unitary Authority
    Lease remaining
    114 years
    Sign up free to see flood risk and more→

    Value & comps

    What is it worth?

    No previous sales on record.

    Comparable salesNo comps yet
    No comparable sales matched this property yet.
    Auction

    What is it worth at the hammer?

    Auction intelligence

    Pro

    See the independent valuation, upside vs guide, and per-strategy max bid for this lot. Sign in to see it.

    Returns

    What does it return?

    Set an offer; the calculator follows it.

    Rent evidence
    Rental benchmark

    Nearby rental comparables

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    Local SA Market

    We're still gathering serviced-accommodation data for this area.

    Archie refurb estimate: a Pro feature·

    Feeds your report · not a commitment

    0.0% below starting price

    Model

    Run the numbers.

    BTL · HMO · BRRR · SA · Flip — editable, saved scenarios
    Investment calculatorBTL · BRRR · HMO · Flip · SA · R2R — editable inputs, saved scenarios
    Investment Disclaimer

    This is not financial or investment advice. Prop AI Deals is not authorised by the Financial Conduct Authority (FCA) to provide investment advice.

    All investment calculators, property analyses, and AI-generated insights are for informational purposes only. Property investment carries risk and may result in financial loss. All calculations should be independently verified and you should consult with FCA-authorised financial advisers before making any investment decisions.

    Past performance does not guarantee future results. Tax implications vary by individual circumstances.

    Mortgage

    Deal

    Is it a deal?

    ✨
    Archie’s verdict
    PursueArchie has scored this property.
    Sign in to see Archie's call — Pursue, Watch or Pass — with the reasons and a suggested offer.
    4/100
    Deal score · weighted
    Watch; deal signals are weak

    Factor breakdown
    BMV discountNot calculated on auction lots — a guide price is a starting price, not an asking price.
    0/25
    Yield potential—
    0/25
    Motivation signalsNot enough data
    0/25
    Days on market0 days
    4/25
    —
    Seller motivation
    Not scored yet

    Days on market0
    Price reduction—
    STC fall-through—
    Back to market—
    Agency change—
    EPC rating—
    Listing timeline
    Still activeDay 0 on marketToday
    Strategy fit
    No strategy scores available yet.
    Article 4Not verified - check with the council

    HMO Conversion Potential

    Properties like this can earn 2–3x BTL yields when converted to HMO, with retrofit costs around £10k/room. Sign in to see the full tier, yield projection, and cost breakdown.

    Tier, yield projection, and cost stack — Pro tier only.

    PD Conversion Potential

    Commercial properties like this can earn 30-50% higher yields when converted to residential under Class MA / Q / P / PA, with prior approval costing ~GBP 96/unit. Sign in to see the recommended route, yield uplift, and cost breakdown.

    Tier, route, yield projection, and cost stack - Pro tier only.

    BRRR Candidate

    BRRR-suited properties can recycle 80-100% of investor capital on refi, leaving a high-yielding rental with most of the money out. Sign in to see the refurb cost stack, ARV projection, and refinance maths.

    Tier, refurb cost, ARV, and refi maths - Pro tier only.

    Plot subdivision potential

    Detached + large garden = sub-division play. Pro tier unlocks the tier badge, plot size, uplift estimate, and regional land benchmark.

    Lease extension arbitrage

    Short-lease flats trade at deep discount, but extending under the 1993 Act often costs far less than the discount. Pro tier unlocks the tier badge, premium breakdown, long-lease ARV and arbitrage maths.

    Serviced Accommodation

    Pro

    See projected short-stay revenue vs a vanilla BTL for this property.

    Rent-to-Rent strategy fit

    Pro

    See real sub-let margins (HMO room rates & SA nightly rates) vs the landlord rent.

    Area

    The area

    Living here

    SchoolsLoading
    StationsLoading
    Sign up free to see crime, broadband, flood risk and more→
    Location
    More market detail▾
    MK40 · Live market data · flat only
    MK40 aggregates aren't available right now. The full comparables table below still loads — try refreshing in a few minutes.

    Agent & docs

    Move it forward

    Listing agent
    Taylors Estate Agents, Bedford logo
    Taylors Estate Agents, Bedford
    listed on rightmove
    02038695951
    32 - 36 Allhallows, Bedford, Bedfordshire, MK40 1LN
    View on rightmove

    View more properties from this agentIs this your home? Ask us to remove this listing
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    FAQ

    Questions

    About Harpur Street, BEDFORD, Bedfordshire, MK40

    How much is Harpur Street, BEDFORD, Bedfordshire, MK40?
    The starting price is £135,000.
    What kind of property is Harpur Street, BEDFORD, Bedfordshire, MK40?
    A 2-bedroom flat in MK40 2SR.

    Explore nearby

    More nearby

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