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See how verdicts work3-bedroom detached house · DE5 3TR
For saleListed 18 days
Opportunity summary
See Archie’s verdict, returns by strategy and what to check before viewing.
About
Available now New homes for sale in the vibrant market town Ripley in Derbyshire.
This brand new development of homes will appeal to a wide range of potential homeowners, including first-time buyers, downsizers and families.
The three-bedroom homes on offer feature gardens and allocated parking. Description 50% shared ownership of a three-bedroom detached house for £150,000. Monthly rent on remaining share is £343.75.
In addition, there will be a monthly service charge of £24.83.
Specification Kitchen Fitted modern kitchen Integrated oven and hob Stainless steel extractor hood Contemporary mixer taps Vinyl flooring Bathroom White sanitary ware with chrome fittings Tiling to ceiling around the bath Shower over bath Glass shower screen Vinyl flooring Heating Gas fired central heating Thermostatic radiator valves Double glazed windows External Parking for two cars EV car charging point Enclosed rear garden Fitted security alarm Decoration White emulsion walls and ceilings White gloss painted woodwork Carpeted throughout Council tax banding - C Predicated energy rating - A The Predicted Energy Assessment (PEA) is an assessment of the energy efficiency of a building that is yet to be built.
Once the building is complete, it will be replaced by the Energy Performance Certificate (EPC). Please note that the rating may change once the final EPC has been issued.
This is due to recent changes in the way the PEAs/EPCs are calculated. What is Shared Ownership? Shared ownership is another way to buy your own home. You buy a percentage, and pay rent on the rest.
The housing association owns part of it - but you're living there, you decorate it, and you decide when to sell. Buying a percentage means a smaller deposit and smaller mortgage.
It's a sooner first step on the ladder for lots of people. Usually, you can also carry on buying shares, to own it 100%. The properties are sold on a 990 year shared ownership lease. Who qualifies?
Anyone who does not currently own or part own a property and has a household income of less than £80,000 per year can apply.
How to apply You can apply for one of our shared ownership homes by completing our application form. A member of the Sales team will contact you directly once your application has been reviewed.
Your affordability will be assessed based on the information you provide on the application form. NCHA will make an offer based on the amount you can afford, between 25 - 75%.
If your application is successful a non-refundable reservation fee of £350 is required to reserve your new home, this amount goes towards your deposit on completion.
Local information The property is close to local amenities, including independent shops, cafes, and supermarkets, as well as schools and leisure facilities.
Ripley benefits from excellent transport links, with easy access to the A38 and M1, connecting to Derby, Nottingham, and the wider East Midlands.
The surrounding Derbyshire countryside offers beautiful walking and cycling routes, while nearby attractions like the Peak District National Park and historic towns such as Matlock and Belper provide excellent opportunities for exploration and leisure.
Value & comps
No previous sales on record.
Returns
Set an offer; the calculator follows it.
We're still gathering serviced-accommodation data for this area.
Archie refurb estimate: a Pro feature
0.0% below asking
This is not financial or investment advice. Prop AI Deals is not authorised by the Financial Conduct Authority (FCA) to provide investment advice.
All investment calculators, property analyses, and AI-generated insights are for informational purposes only. Property investment carries risk and may result in financial loss. All calculations should be independently verified and you should consult with FCA-authorised financial advisers before making any investment decisions.
Past performance does not guarantee future results. Tax implications vary by individual circumstances.
Deal
Properties like this can earn 2–3x BTL yields when converted to HMO, with retrofit costs around £10k/room. Sign in to see the full tier, yield projection, and cost breakdown.
Commercial properties like this can earn 30-50% higher yields when converted to residential under Class MA / Q / P / PA, with prior approval costing ~GBP 96/unit. Sign in to see the recommended route, yield uplift, and cost breakdown.
BRRR-suited properties can recycle 80-100% of investor capital on refi, leaving a high-yielding rental with most of the money out. Sign in to see the refurb cost stack, ARV projection, and refinance maths.
Detached + large garden = sub-division play. Pro tier unlocks the tier badge, plot size, uplift estimate, and regional land benchmark.
Short-lease flats trade at deep discount, but extending under the 1993 Act often costs far less than the discount. Pro tier unlocks the tier badge, premium breakdown, long-lease ARV and arbitrage maths.
See projected short-stay revenue vs a vanilla BTL for this property.
See real sub-let margins (HMO room rates & SA nightly rates) vs the landlord rent.
Area
Agent & docs

FAQ
About Church Farm, Ripley, Derbyshire, DE5
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