We've tightened what earns a Pursue. A home now needs a published valuation, a strategy that still makes money after real running costs and lender stress tests, and no listing problems that would stop a mortgage. You'll see fewer Pursues, and each one has been checked harder.
See how verdicts work4-bedroom house · KY16 9XG
For saleListed 147 days
Opportunity summary
See Archie’s verdict, returns by strategy and what to check before viewing.
About
McEwan Fraser Legal is proud to present this exceptional four-bedroom, two-bathroom maisonette occupying the first and second floors of a handsome Victorian end-terraced property within the St Andrews Conservation Area.
Perfectly positioned on City Road, between South Street and Market Street, the property enjoys a prime location in the heart of town.
The property has an HMO license for four people and is currently tenanted, making it an exceptional investment opportunity.
Accessed via a curved staircase with a teak handrail and cast iron balusters, the maisonette is generously proportioned and tastefully decorated in neutral tones.
On the first floor, the accommodation comprises a large sitting/dining room with original sash and case windows and elegant ceiling cornice detail, a well-equipped kitchen with ample storage, a gas cooker, fridge/freezer, and a utility cupboard housing a washing machine and tumble dryer.
From the kitchen, double French doors open onto a private balcony offering beautiful views over lush greenery, an ideal spot for al fresco dining.
Also on this level are two bedrooms: a double to the rear with French doors leading to a balcony, and a spacious single bedroom to the front. A modern shower room completes the first floor.
On the second floor, there are two further well-proportioned bedrooms with built-in storage and a second shower room.
The property benefits from gas central heating, tasteful modern finishes, and an HMO license for four occupants, making it an outstanding investment opportunity for rental or holiday accommodation.
Externally, the property is fronted by a gated stone and wrought iron wall with an attractive low-maintenance garden, while a spiral staircase from the rear courtyard provides an additional emergency exit route.
This charming and versatile upper maisonette combines classic Victorian character with modern living and is ideally suited for investors or those seeking a spacious home in central St Andrews.
EPC Rating C Council Tax Banding E. Electricity Supply: Scottish Power Water Supply: Scottish Water Sewerage: Scottish Water Broadband / Mobile Coverage: EE, Partial 5G Coverage
Value & comps
Land Registry doesn’t cover Scotland or Northern Ireland, so previous sales may not be on record.
Returns
Set an offer; the calculator follows it.
Short-let licence or registration needed
We're still gathering serviced-accommodation data for this area.
Archie refurb estimate: a Pro feature
0.0% below asking
This is not financial or investment advice. Prop AI Deals is not authorised by the Financial Conduct Authority (FCA) to provide investment advice.
All investment calculators, property analyses, and AI-generated insights are for informational purposes only. Property investment carries risk and may result in financial loss. All calculations should be independently verified and you should consult with FCA-authorised financial advisers before making any investment decisions.
Past performance does not guarantee future results. Tax implications vary by individual circumstances.
Deal
Properties like this can earn 2–3x BTL yields when converted to HMO, with retrofit costs around £10k/room. Sign in to see the full tier, yield projection, and cost breakdown.
Commercial properties like this can earn 30-50% higher yields when converted to residential under Class MA / Q / P / PA, with prior approval costing ~GBP 96/unit. Sign in to see the recommended route, yield uplift, and cost breakdown.
BRRR-suited properties can recycle 80-100% of investor capital on refi, leaving a high-yielding rental with most of the money out. Sign in to see the refurb cost stack, ARV projection, and refinance maths.
Detached + large garden = sub-division play. Pro tier unlocks the tier badge, plot size, uplift estimate, and regional land benchmark.
Short-lease flats trade at deep discount, but extending under the 1993 Act often costs far less than the discount. Pro tier unlocks the tier badge, premium breakdown, long-lease ARV and arbitrage maths.
See projected short-stay revenue vs a vanilla BTL for this property.
See real sub-let margins (HMO room rates & SA nightly rates) vs the landlord rent.
Area
Agent & docs
FAQ
About Upper Flat, 1 Alfred Place, St Andrews, KY16 9XG
Explore nearby
