We've tightened what earns a Pursue. A home now needs a published valuation, a strategy that still makes money after real running costs and lender stress tests, and no listing problems that would stop a mortgage. You'll see fewer Pursues, and each one has been checked harder.
See how verdicts work3-bedroom terraced house · YO22 4DE
For saleListed 51 days
Opportunity summary
See Archie’s verdict, returns by strategy and what to check before viewing.
About
Hope & Braim are delighted to present this beautifully appointed holiday cottage set right in the heart of Whitby's town centre, on the cobbled charm of Church Street.
Built to a modern specification throughout, this three-storey property combines quality fixtures and fittings with a versatile layout, making it an ideal turnkey holiday letting investment or a wonderful base from which to explore the town.
The accommodation is arranged over three floors, connected by a feature spiral staircase. On the ground floor is a bedroom with its own shower room, alongside a practical utility room.
The first floor houses the principal living space: A bright lounge with a picture window framing views over the bustle of Church Street below, together with a compact yet well-equipped kitchen fitted with cabinets and integrated appliances.
The top floor offers two further bedrooms and a second bathroom, providing flexible sleeping arrangements for family groups or friends.
Practical benefits include gas central heating and double-glazing throughout, ensuring comfort in every season.
Outside, the property benefits from private parking, a rare and valuable asset in this sought-after town centre location, along with a rear patio garden and a useful outbuilding housing the boiler and washing machine.
Offered fully furnished as a ready-to-go holiday let, this cottage presents an excellent opportunity to step straight into Whitby's thriving short-let market, with the town's harbour, abbey, shops and restaurants all within easy walking distance.
Value & comps
No previous sales on record.
Returns
Set an offer; the calculator follows it.
We're still gathering serviced-accommodation data for this area.
Archie refurb estimate: a Pro feature
0.0% below asking
This is not financial or investment advice. Prop AI Deals is not authorised by the Financial Conduct Authority (FCA) to provide investment advice.
All investment calculators, property analyses, and AI-generated insights are for informational purposes only. Property investment carries risk and may result in financial loss. All calculations should be independently verified and you should consult with FCA-authorised financial advisers before making any investment decisions.
Past performance does not guarantee future results. Tax implications vary by individual circumstances.
Deal
Properties like this can earn 2–3x BTL yields when converted to HMO, with retrofit costs around £10k/room. Sign in to see the full tier, yield projection, and cost breakdown.
Commercial properties like this can earn 30-50% higher yields when converted to residential under Class MA / Q / P / PA, with prior approval costing ~GBP 96/unit. Sign in to see the recommended route, yield uplift, and cost breakdown.
BRRR-suited properties can recycle 80-100% of investor capital on refi, leaving a high-yielding rental with most of the money out. Sign in to see the refurb cost stack, ARV projection, and refinance maths.
Detached + large garden = sub-division play. Pro tier unlocks the tier badge, plot size, uplift estimate, and regional land benchmark.
Short-lease flats trade at deep discount, but extending under the 1993 Act often costs far less than the discount. Pro tier unlocks the tier badge, premium breakdown, long-lease ARV and arbitrage maths.
See projected short-stay revenue vs a vanilla BTL for this property.
See real sub-let margins (HMO room rates & SA nightly rates) vs the landlord rent.
Area
Agent & docs
.png)
FAQ
About 104, Church Street, Whitby
Explore nearby