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See how verdicts work5-bedroom house
For saleListed 2 days
Opportunity summary
See Archie’s verdict, returns by strategy and what to check before viewing.
About
A fully occupied five-bedroom terraced house share (HMO) investment in Gillingham, currently managed by Home-Share and offered with tenants in situ.
The accommodation provides four en-suite bedrooms, a fifth bedroom with an allocated separate bathroom, a galley kitchen, open-plan living/dining space and a rear garden.
Approximate floor area: 112.5 sq m / 1,211 sq ft (including basement). Investment performance Guide price: £360,000 Current rent: £3,200 pcm (£38,400 pa) Current gross yield: C.
10.7% Gross rent received in the last 12 months: £34,775 (owner statement, 6 September 2025 to 5 September 2026) Occupancy: 100% Current room rents: Room 1 £675 pcm, Room 2 £600 pcm, Room 3 £675 pcm, Room 4 £600 pcm, Room 5 £650 pcm, all occupied.
Gross yield figures are before management, maintenance, utilities, finance, tax and other costs.
Property information Tenure: Freehold EPC: C Council Tax: Band C Planning/use: C4 HMO use; lawful development approval recorded HMO licensing: Renewal application submitted February 2026; reference/status confirmation awaited Location Gillingham railway station is approximately 400 m from the postcode area, with Medway Maritime Hospital nearby, Gillingham town centre and local amenities within easy reach, and good access to wider Medway employment and transport links.
Management Home-Share currently manages the property and is familiar with the tenancies and day-to-day operation of the HMO.
Ongoing management may be available to the purchaser by separate agreement, offering a straightforward handover for an investor seeking a managed asset.
Due diligence For serious purchasers, Home-Share can provide or assemble the available due-diligence documents held on file, including the rent statement, tenancy schedule, deposit/Reposit information, HMO and planning documentation, EPC and available safety/compliance certificates.
Tenant personal data will only be shared where appropriate and subject to data protection requirements.
Virtual tour Explore the property online with the 3D virtual tour before arranging a physical viewing: Viewings and enquiries Home-Share Sales & Lettings: , Important notice: These particulars are intended as a general guide and do not form part of any offer or contract.
Measurements, income figures, planning, licensing and tenancy information should be verified by prospective buyers and their professional advisers.
The floorplan is for identification purposes only; measurements are approximate.
Value & comps
No previous sales on record.
Returns
Set an offer; the calculator follows it.
We're still gathering serviced-accommodation data for this area.
Archie refurb estimate: a Pro feature
0.0% below asking
This is not financial or investment advice. Prop AI Deals is not authorised by the Financial Conduct Authority (FCA) to provide investment advice.
All investment calculators, property analyses, and AI-generated insights are for informational purposes only. Property investment carries risk and may result in financial loss. All calculations should be independently verified and you should consult with FCA-authorised financial advisers before making any investment decisions.
Past performance does not guarantee future results. Tax implications vary by individual circumstances.
Deal
Properties like this can earn 2–3x BTL yields when converted to HMO, with retrofit costs around £10k/room. Sign in to see the full tier, yield projection, and cost breakdown.
Commercial properties like this can earn 30-50% higher yields when converted to residential under Class MA / Q / P / PA, with prior approval costing ~GBP 96/unit. Sign in to see the recommended route, yield uplift, and cost breakdown.
BRRR-suited properties can recycle 80-100% of investor capital on refi, leaving a high-yielding rental with most of the money out. Sign in to see the refurb cost stack, ARV projection, and refinance maths.
Detached + large garden = sub-division play. Pro tier unlocks the tier badge, plot size, uplift estimate, and regional land benchmark.
Short-lease flats trade at deep discount, but extending under the 1993 Act often costs far less than the discount. Pro tier unlocks the tier badge, premium breakdown, long-lease ARV and arbitrage maths.
See projected short-stay revenue vs a vanilla BTL for this property.
See real sub-let margins (HMO room rates & SA nightly rates) vs the landlord rent.
Area
Agent & docs
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FAQ
About Trafalgar Street, Gillingham
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