We've tightened what earns a Pursue. A home now needs a published valuation, a strategy that still makes money after real running costs and lender stress tests, and no listing problems that would stop a mortgage. You'll see fewer Pursues, and each one has been checked harder.
See how verdicts work4-bedroom detached house · CA10 1SG
For saleListed 467 days
Opportunity summary
See Archie’s verdict, returns by strategy and what to check before viewing.
About
Nestled within the sought after village of Culgaith, 28 Otters Holt is an exceptional executive 4 bedroom detached family home, beautifully crafted by the highly regarded Cumbrian Homes.
Located on a quiet cul-de-sac in a prestigious development, this stylish and spacious property offers modern living in a rural setting.
Thoughtfully designed and finished to a high standard, the home boasts generous living accommodation throughout.
The ground floor features a welcoming entrance hallway, a convenient cloakroom/WC , a light filled lounge, an open plan dining kitchen with quality fittings and a separate utility room.
Upstairs, there are four well proportioned bedrooms including a master with en-suite and a contemporary family shower room.
Externally, the property benefits from a driveway which leads to the integral garage and a rear garden with lawn and patio a side lawned garden both of which are ideal for families and entertaining.
Positioned on the edge of Culgaith, a desirable Eden Valley village with excellent local amenities and easy access to Penrith, the Lake District and major transport links.
This stunning home offers the perfect balance of luxury, comfort, and location.
EPC Rating: D Cloakroom/WC 1.69m x 1.01m Lounge 6.0m x 3.27m Dining Kitchen 3.4m x 6.79m Utility Room 2.72m x 1.99m Bedroom 1 4.7m x 3.43m En Suite 2.48m x 2.08m Bedroom 2 4.19m x 3.36m Bedroom 3 4.06m x 3.25m Bedroom 4 3.65m x 3.08m Shower Room 2.43m x 2.28m Directions 28 Otters Holt can be located using the postcode CA10 1SG or alternatively by using What3Words: ///threaded.pouting.racetrack Services Mains electricity, water & drainage; LPG heating and double glazing.
Please note: The measurements are approximate so may reflect the maximum dimensions and the mention of any appliances/services within these particulars does not imply that they are in full and efficient working order.
Referral & Other Payments PFK work with preferred providers for certain services necessary for a house sale or purchase.
Our providers price their products competitively, however you are under no obligation to use their services and may wish to compare them against other providers.
Should you choose to utilise them PFK will receive a referral fee : Napthens LLP, Bendles LLP, Scott Duff & Co, Knights PLC, Newtons Ltd - completion of sale or purchase - £120 to £210 per transaction; Emma Harrison Financial Services – arrangement of mortgage & other products/insurances - average referral fee earned in 2024 was £221.00; M & G EPCs Ltd - EPC/Floorplan Referrals - EPC & Floorplan £35.00, EPC only £24.00, Floorplan only £6.00.
Anti Money Laundering (AML) compliance check via Landmark referral between £8.50 to £15.50. All figures quoted are inclusive of VAT.
Garden Lawned garden with patio to the rear of the property and further lawned garden to the side.
Value & comps
No previous sales on record.
Returns
Set an offer; the calculator follows it.
We're still gathering serviced-accommodation data for this area.
Archie refurb estimate: a Pro feature
0.0% below asking
This is not financial or investment advice. Prop AI Deals is not authorised by the Financial Conduct Authority (FCA) to provide investment advice.
All investment calculators, property analyses, and AI-generated insights are for informational purposes only. Property investment carries risk and may result in financial loss. All calculations should be independently verified and you should consult with FCA-authorised financial advisers before making any investment decisions.
Past performance does not guarantee future results. Tax implications vary by individual circumstances.
Deal
Properties like this can earn 2–3x BTL yields when converted to HMO, with retrofit costs around £10k/room. Sign in to see the full tier, yield projection, and cost breakdown.
Commercial properties like this can earn 30-50% higher yields when converted to residential under Class MA / Q / P / PA, with prior approval costing ~GBP 96/unit. Sign in to see the recommended route, yield uplift, and cost breakdown.
BRRR-suited properties can recycle 80-100% of investor capital on refi, leaving a high-yielding rental with most of the money out. Sign in to see the refurb cost stack, ARV projection, and refinance maths.
Detached + large garden = sub-division play. Pro tier unlocks the tier badge, plot size, uplift estimate, and regional land benchmark.
Short-lease flats trade at deep discount, but extending under the 1993 Act often costs far less than the discount. Pro tier unlocks the tier badge, premium breakdown, long-lease ARV and arbitrage maths.
See projected short-stay revenue vs a vanilla BTL for this property.
See real sub-let margins (HMO room rates & SA nightly rates) vs the landlord rent.
Area
Agent & docs
FAQ
About 28, Otters Holt, Culgaith, CA10
Explore nearby
