4-bedroom house · LN5 7NH
For saleReduced £15k (−10.7%) on 27 AugListed 237 days
Opportunity summary
See Archie’s verdict, returns by strategy and what to check before viewing.
About
HMO Investment Property Returning 11.99% Gross Yield - Situated in the Sincil Bank area of Lincoln city centre is this period terraced property offering 4 bedrooms over two floors.
The next tenancy will begin in August 2026 and end in August 2027, returning an annual income of £22,185.
The home is well presented throughout, and includes a colourful kitchen and communal living space to the ground floor. The ground floor is completed by a downstairs WC, shower room and one bedroom.
The first floor has 3 generously sized bedrooms, while the exterior features a low-maintenance traditional courtyard.
The Sincil Bank area is a short walk to Lincoln's main High Street which provides access to all the major retail and leisure amenities as well as having quick access to Lincoln's major historical landmarks.
The home has flexible use, confirmed by the council's current C3 & C4 designations.
Being sold with Tenants in Situ, there is a significant tenancy cancellation fee should a purchaser wish to purchase the property without tenants. Council tax band: A. Freehold.
Value & comps
No previous sales on record.
Returns
Set an offer; the calculator follows it.
We're still gathering serviced-accommodation data for this area.
Archie refurb estimate: a Pro feature
0.0% below asking
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All investment calculators, property analyses, and AI-generated insights are for informational purposes only. Property investment carries risk and may result in financial loss. All calculations should be independently verified and you should consult with FCA-authorised financial advisors before making any investment decisions.
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Deal
Properties like this can earn 2–3x BTL yields when converted to HMO, with retrofit costs around £10k/room. Sign in to see the full tier, yield projection, and cost breakdown.
Commercial properties like this can earn 30-50% higher yields when converted to residential under Class MA / Q / P / PA, with prior approval costing ~GBP 96/unit. Sign in to see the recommended route, yield uplift, and cost breakdown.
BRRR-suited properties can recycle 80-100% of investor capital on refi, leaving a high-yielding rental with most of the money out. Sign in to see the refurb cost stack, ARV projection, and refinance maths.
Detached + large garden = sub-division play. Pro tier unlocks the tier badge, plot size, uplift estimate, and regional land benchmark.
Short-lease flats trade at deep discount, but extending under the 1993 Act often costs far less than the discount. Pro tier unlocks the tier badge, premium breakdown, long-lease ARV and arbitrage maths.
See projected short-stay revenue vs a vanilla BTL for this property.
See real sub-let margins (HMO room rates & SA nightly rates) vs the landlord rent.
Area
Agent & docs
FAQ
About 47, Ripon Street, Lincoln
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