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See how verdicts work4-bedroom terraced house · LN2 5LR
For saleReduced £5k (−2.8%) on 21 OctListed 244 days
Opportunity summary
See Archie’s verdict, returns by strategy and what to check before viewing.
About
11.99% Gross Yield HMO Investment Property - Located off Lincoln's Monks Road is this 4 bedroom HMO property in good condition throughout with a year long tenancy agreed and beginning in August 2026.
The tenancy will return £22,185 for the year and will be managed through Student Housing of Lincoln.
The home itself has accommodation over 3 floors, with the ground floor having a bedroom, kitchen and communal living space.
The first floor includes two bedrooms and the 3 piece bathroom suite, whilst the final second floor is solely for the final bedroom. Externally, there is a low maintenance garden for easy maintenance.
The Monks Road area is a short ten minute walk to Lincoln's main attractions and retail area, whilst the immediate area also has nearby amenities and quick access to Lincoln County Hospital.
The property is sold with tenants in situ, for those wanting to purchase the property without a tenant this is only possible subject to the payment of a termination fee to Student Housing.
No Onward Chain. EPC Rating D. Council tax band: Freehold.
Value & comps
No previous sales on record.
Returns
Set an offer; the calculator follows it.
We're still gathering serviced-accommodation data for this area.
Archie refurb estimate: a Pro feature
0.0% below asking
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All investment calculators, property analyses, and AI-generated insights are for informational purposes only. Property investment carries risk and may result in financial loss. All calculations should be independently verified and you should consult with FCA-authorised financial advisers before making any investment decisions.
Past performance does not guarantee future results. Tax implications vary by individual circumstances.
Deal
Properties like this can earn 2–3x BTL yields when converted to HMO, with retrofit costs around £10k/room. Sign in to see the full tier, yield projection, and cost breakdown.
Commercial properties like this can earn 30-50% higher yields when converted to residential under Class MA / Q / P / PA, with prior approval costing ~GBP 96/unit. Sign in to see the recommended route, yield uplift, and cost breakdown.
BRRR-suited properties can recycle 80-100% of investor capital on refi, leaving a high-yielding rental with most of the money out. Sign in to see the refurb cost stack, ARV projection, and refinance maths.
Detached + large garden = sub-division play. Pro tier unlocks the tier badge, plot size, uplift estimate, and regional land benchmark.
Short-lease flats trade at deep discount, but extending under the 1993 Act often costs far less than the discount. Pro tier unlocks the tier badge, premium breakdown, long-lease ARV and arbitrage maths.
See projected short-stay revenue vs a vanilla BTL for this property.
See real sub-let margins (HMO room rates & SA nightly rates) vs the landlord rent.
Area
Agent & docs
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FAQ
About 13, Florence Street, Lincoln
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