4-bedroom terraced house · LN5 7UE
Sold STCListed 123 days
Opportunity summary
See Archie’s verdict, returns by strategy and what to check before viewing.
About
Investment Opportunity: 4-Bedroom Student Property, St Andrews Street Generating £18,100 gross annual income (including bills) | Let agreed at £23,920 (including bills) for 2026/27 | Income-producing This well-positioned four-bedroom student property on St Andrews Street presents a strong investment opportunity, offering immediate income with a significant uplift already secured for the forthcoming academic year.
The property is configured as a four-bedroom HMO, providing spacious and practical accommodation suited to student tenants.
With a consistent demand for shared housing in the area, the property benefits from reliable occupancy and strong rental appeal.
Currently producing a gross annual income of £18,100 (inclusive of bills), the property is already income generating.
A notable increase has been agreed for the 2026/27 academic year, with rent set at £23,920 (including bills), demonstrating both rental growth and sustained demand.
Located on St Andrews Street, the property is ideally situated for access to local amenities, transport links, and key university campuses, making it a highly attractive option for student renters.
This is a straightforward, income-producing investment with clear reversionary potential, offering both immediate returns and future rental growth in a proven student location.
For further information or to arrange a viewing, please contact YieldMe. A buyer's fee of 2% + VAT applies to all successful purchases.
Money Laundering - To comply with The Money Laundering, Terrorist Financing and Transfer of Funds Regulations 2017 any successful purchaser/purchasers will be asked to provide proof of identity and we will therefore need to take copies of a passport/photo driving licence and a recent utility bill (not more than three months old).
We will need this information before Solicitors are instructed.
Value & comps
No previous sales on record.
Returns
Set an offer; the calculator follows it.
We're still gathering serviced-accommodation data for this area.
Archie refurb estimate: a Pro feature
0.0% below asking
This is not financial or investment advice. Prop AI Deals is not authorised by the Financial Conduct Authority (FCA) to provide investment advice.
All investment calculators, property analyses, and AI-generated insights are for informational purposes only. Property investment carries risk and may result in financial loss. All calculations should be independently verified and you should consult with FCA-authorised financial advisors before making any investment decisions.
Past performance does not guarantee future results. Tax implications vary by individual circumstances.
Deal
Properties like this can earn 2–3x BTL yields when converted to HMO, with retrofit costs around £10k/room. Sign in to see the full tier, yield projection, and cost breakdown.
Commercial properties like this can earn 30-50% higher yields when converted to residential under Class MA / Q / P / PA, with prior approval costing ~GBP 96/unit. Sign in to see the recommended route, yield uplift, and cost breakdown.
BRRR-suited properties can recycle 80-100% of investor capital on refi, leaving a high-yielding rental with most of the money out. Sign in to see the refurb cost stack, ARV projection, and refinance maths.
Detached + large garden = sub-division play. Pro tier unlocks the tier badge, plot size, uplift estimate, and regional land benchmark.
Short-lease flats trade at deep discount, but extending under the 1993 Act often costs far less than the discount. Pro tier unlocks the tier badge, premium breakdown, long-lease ARV and arbitrage maths.
See projected short-stay revenue vs a vanilla BTL for this property.
See real sub-let margins (HMO room rates & SA nightly rates) vs the landlord rent.
Area
Agent & docs
FAQ
About St. Andrews Street, Lincoln, Lincolnshire, LN5
Explore nearby