3-bedroom detached house · CT5 2RH
For saleListed 18 days
Opportunity summary
See Archie’s verdict, returns by strategy and what to check before viewing.
About
Securing this property with A lifetime leaseover 60s can secure this property with a home for life from homewise Through the Home for Life Plan from Homewise, those aged 60 or over can purchase a Lifetime Lease and a share of the property value to safeguard for the future.
The cost to purchase the Lifetime Lease is always less than the full market value. Over 60s customers typically save between from 20% to 50%*.
Home for Life Plan guide price for overs 60s: The Lifetime Lease price for this property is £330,500 based on an average saving of 33%.
Market Value Price: £500,000 The price you pay will vary according to your age, personal circumstances and requirements and will be adjusted to include any percentage of the property you wish to safeguard.
The plan allows customers to purchase a share of the property value (up to 50%) to safeguard for the future.
For an indication of what you could save, please use our calculator on the homewise website. Please call for more information or a personalised quote.
Please note: Homewise do not own this property and it is not exclusively for sale for the over-60s.
It is being marketed by Homewise as an example of a property that is currently for sale which could be purchased using a Home For Life Lifetime Lease.
If you are not over 60 or would like to purchase the property at the full market value of £500,000, please contact the estate agent Wards.
Property DESCRIPTIONInternal viewing is essential to fully appreciate this beautifully presented and thoughtfully extended detached house, occupying a generous plot and benefiting from a substantial rear garden complete with a versatile, fully insulated cabin.
The well-planned accommodation begins with an enclosed porch leading into a welcoming entrance hall.
A convenient ground floor cloakroom is positioned to one side, while the bright and spacious living room enjoys a large bay window, flooding the room with natural light and creating a warm and inviting atmosphere.
A useful utility room sits at the centre of the home and provides access to a charming courtyard area. Beyond this lies the impressive kitchen/dining room, undoubtedly the heart of the property.
The modern fitted kitchen features a range of integrated appliances and offers an ideal space for both everyday family living and entertaining.
Flowing seamlessly from the kitchen is the stylish snug, which forms part of the property's excellent extension.
Pocket doors provide flexibility and privacy when required, creating a versatile space perfectly suited as a family room, home office, playroom or occasional guest accommodation.
To the first floor are three well-proportioned bedrooms, all presented to a high standard.
Bedroom three has been extended to provide additional space for wardrobes and storage, while a contemporary shower room with modern fittings completes the accommodation.
Externally, the property is set back from the road and benefits from ample off-road parking, enhancing both privacy and kerb appeal.
The generous rear garden offers an excellent space for families, entertaining and outdoor enjoyment.
A particular feature is the detached cabin, which is fully insulated and fitted with electric heating, making it a comfortable and usable space throughout the year.
Whether utilized as a home office, gym, studio, hobby room or entertaining area, it provides valuable additional accommodation to suit a variety of lifestyles.
Conveniently situated, the property is within easy walking distance of local shops and Chestfield & Swalecliffe railway station, offering excellent transport links.
The beautiful North Kent coastline and scenic coastal walks are just a short stroll away, while the highly regarded Swalecliffe Primary School is also close by, making this an ideal home for families.
Room sizes: Hallway Lounge 13'0 x 11'9 (3.97m x 3.58m) Cloakroom Utility 7'4 x 6'9 (2.24m x 2.06m) Kitchen/Diner 22'0 x 12'0 (6.71m x 3.66m) Snug 12'6 x 9'6 (3.81m x 2.90m) Landing Shower Room Bedroom 1 12'0 x 11'8 (3.66m x 3.56m) Bedroom 2 12'0 x 10'8 (3.66m x 3.25m) Bedroom 3 8'6 x 8'0 (2.59m x 2.44m) Cabin Driveway Rear Garden The information provided about this property does not constitute or form part of an offer or contract, nor may it be regarded as representations.
All interested parties must verify accuracy and your solicitor must verify tenure/lease information, fixtures & fittings and, where the property has been extended/converted, planning/building regulation consents.
All dimensions are approximate and quoted for guidance only as are floor plans which are not to scale and their accuracy cannot be confirmed.
Reference to appliances and/or services does not imply that they are necessarily in working order or fit for the purpose.
If buying to rent, please check if Local Authority licensing schemes apply before proceeding. Legal advice should be taken to verify fixtures/fittings, planning, alterations and/or lease details.
Appliances & services are untested, dimensions are approximate and floor plans are not to scale. We are pleased to offer our customers a range of additional services to help them with moving home.
None of these services are obligatory and you are free to use service providers of your choice.
Current regulations require all estate agents to inform their customers of the fees they earn for recommending third party services.
If you choose to use a service provider recommended by Homewise, details of all referral fees can be found at the link below.
If you decide to use any of our services, please be assured that this will not increase the fees you pay to our service providers, which remain as quoted directly to you.
Council Tax band: D Tenure: Freehold Suitable as a retirement home.
Value & comps
No previous sales on record.
Returns
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Archie refurb estimate: a Pro feature
0.0% below asking
This is not financial or investment advice. Prop AI Deals is not authorised by the Financial Conduct Authority (FCA) to provide investment advice.
All investment calculators, property analyses, and AI-generated insights are for informational purposes only. Property investment carries risk and may result in financial loss. All calculations should be independently verified and you should consult with FCA-authorised financial advisers before making any investment decisions.
Past performance does not guarantee future results. Tax implications vary by individual circumstances.
Deal
Properties like this can earn 2–3x BTL yields when converted to HMO, with retrofit costs around £10k/room. Sign in to see the full tier, yield projection, and cost breakdown.
Commercial properties like this can earn 30-50% higher yields when converted to residential under Class MA / Q / P / PA, with prior approval costing ~GBP 96/unit. Sign in to see the recommended route, yield uplift, and cost breakdown.
BRRR-suited properties can recycle 80-100% of investor capital on refi, leaving a high-yielding rental with most of the money out. Sign in to see the refurb cost stack, ARV projection, and refinance maths.
Detached + large garden = sub-division play. Pro tier unlocks the tier badge, plot size, uplift estimate, and regional land benchmark.
Short-lease flats trade at deep discount, but extending under the 1993 Act often costs far less than the discount. Pro tier unlocks the tier badge, premium breakdown, long-lease ARV and arbitrage maths.
See projected short-stay revenue vs a vanilla BTL for this property.
See real sub-let margins (HMO room rates & SA nightly rates) vs the landlord rent.
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About St. John's Road, Whitstable
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