We've tightened what earns a Pursue. A home now needs a published valuation, a strategy that still makes money after real running costs and lender stress tests, and no listing problems that would stop a mortgage. You'll see fewer Pursues, and each one has been checked harder.
See how verdicts work3-bedroom house · KY4 9LU
Listing removedListed 209 days
Opportunity summary
See Archie’s verdict, returns by strategy and what to check before viewing.
About
Welcome to 12 Smith Avenue, Cowdenbeath a Charming End-of-Terrace Home with Spacious Living and Three Bedrooms Situated in a popular residential area of Cowdenbeath.
Ground Floor The property opens into a welcoming entrance hallway, providing access to the main living areas.
The bright and spacious lounge/dining room extends the full length of the property, creating a versatile space ideal for both relaxing and entertaining, with plenty of natural light throughout.
To the rear, the kitchen offers a practical layout with a range of floor and wall-mounted units, a gas hob, double oven, and overhead extractor fan.
There is space for a freestanding fridge freezer and plumbing for a washing machine. The room also benefits from excellent storage options, including access to additional cupboards.
The ground floor also benefits from a convenient WC.
The upper level comprises three well-proportioned bedrooms, each offering comfortable accommodation and flexibility for family living, home working, or guest space.
A centrally located, stunning modern shower room serves all bedrooms, finished to a good standard with contemporary fittings and stylish design.
The property also benefits from gas central heating and double glazing.
12 Smith Avenue enjoys a convenient and sought-after location within Cowdenbeath, offering easy access to a wide range of local amenities including shops, supermarkets, and leisure facilities.
Excellent schooling is available nearby at both primary and secondary levels, making the property ideal for families.
For commuters, the property benefits from excellent transport links, with Cowdenbeath railway station providing regular services to Edinburgh and surrounding areas, as well as easy access to the A92 for travel across Fife and beyond.
Early viewing is highly recommended to fully appreciate the accommodation and location on offer.
Lounge/Diner 4.4m x 6.2m (14' 5" x 20' 4") Kitchen 3m x 3.2m (9' 10" x 10' 6") Rear Bedroom 3.5m x 3m (11' 6" x 9' 10") Front Bedroom Left 3.9m x 3m (12' 10" x 9' 10") Front Bedroom Right 3.5m x 3m (11' 6" x 9' 10") Bathroom 1.5m x 2.2m (4' 11" x 7' 3") Extras All floor coverings, blinds, Gas hob, double oven, and overhead extractor fan.
Value & comps
Land Registry doesn’t cover Scotland or Northern Ireland, so previous sales may not be on record.
Returns
Set an offer; the calculator follows it.
Short-let licence or registration needed
We're still gathering serviced-accommodation data for this area.
Archie refurb estimate: a Pro feature
0.0% below asking
This is not financial or investment advice. Prop AI Deals is not authorised by the Financial Conduct Authority (FCA) to provide investment advice.
All investment calculators, property analyses, and AI-generated insights are for informational purposes only. Property investment carries risk and may result in financial loss. All calculations should be independently verified and you should consult with FCA-authorised financial advisers before making any investment decisions.
Past performance does not guarantee future results. Tax implications vary by individual circumstances.
Deal
Properties like this can earn 2–3x BTL yields when converted to HMO, with retrofit costs around £10k/room. Sign in to see the full tier, yield projection, and cost breakdown.
Commercial properties like this can earn 30-50% higher yields when converted to residential under Class MA / Q / P / PA, with prior approval costing ~GBP 96/unit. Sign in to see the recommended route, yield uplift, and cost breakdown.
BRRR-suited properties can recycle 80-100% of investor capital on refi, leaving a high-yielding rental with most of the money out. Sign in to see the refurb cost stack, ARV projection, and refinance maths.
Detached + large garden = sub-division play. Pro tier unlocks the tier badge, plot size, uplift estimate, and regional land benchmark.
Short-lease flats trade at deep discount, but extending under the 1993 Act often costs far less than the discount. Pro tier unlocks the tier badge, premium breakdown, long-lease ARV and arbitrage maths.
See projected short-stay revenue vs a vanilla BTL for this property.
See real sub-let margins (HMO room rates & SA nightly rates) vs the landlord rent.
Area
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FAQ
About 12, Smith Avenue, Cowdenbeath
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