19, Blakeston Place, Harpham Driffield, YO25 4DE

Opportunity to purchase A 'shared ownership' from 10% to 75% A fantastic chance to acquire a new build property situated on this popular Keepmoat site Poppy Place in Driffield.

A lovely spot close to the town of Driffield and surrounding seaside towns & villages. Briefly comprising of entrance hall, W.C, lounge & kitchen/diner to the ground floor.

To the first floor are two bedrooms & a family bathroom. Outside there is ample parking space & the rear garden is laid mainly to lawn with a paved patio adjacent to the property.

Must be viewed internally to appreciate the accommodation available.

Council Tax Band - tbc Tenure - Leasehold The Accommodation Comprises Entrance Hall Composite front entrance door, radiator, vinyl flooring, radiator, stairs leading to first floor accommodation.

Dining Kitchen (3.81m x 3.25m (12'6 x 10'8)) Fitted with a range of modern wall, base & drawers units with contemporary work surfaces, integrated slimline dishwasher, integrated washing machine, integrated electric oven, four ring electric hob with extractor, stainless steel sink with mixer tap, integrated 50/50 fridge/freezer, pantry style cupboard, space for dining table.

Vinyl flooring, radiator, understairs cupboard for storage, access to W.C, UPVC double glazed window to the front.

Cloakroom/Wc (1.02m x 1.83m (3'4 x 6'0)) UPVC double glazed opaque window to the side, low flush W.C, pedestal wash hand basin, radiator.

Lounge (3.40m x 4.19m (11'2 x 13'9)) UPVC double glazed patio doors leading to rear garden, fully carpeted, radiator. Landing Spacious, fully carpeted, loft access.

Bedroom One (3.12m x 4.19m (10'3 x 13'9)) UPVC double glaze window to rear, radiator, fully carpeted.

Bedroom Two (2.95m x 4.19m (9'8 x 13'9)) UPVC double glazed windows to the front, radiator, bulkhead storage cupboard, fully carpeted.

Bathroom (2.16m x 2.08m (7'1 x 6'10)) Modern suite: Comprising UPVC double glazed opaque window to the side, panelled bath with shower over and screen, low flush W.C, pedestal wash hand basin, radiator, vinyl flooring.

Outside To the front of the property is a paved pathway leading to the front entrance door.

To the side of the property is the block paved driveway providing ample off road parking whilst to the rear of the property a sunny south facing garden which is laid to lawn with a wooden storage.

Additional Information *Broadband For broadband coverage, prospective occupants are advised to check the Ofcom website:- *Mobile For mobile coverage, prospective occupants are advised to check the Ofcom website:- Services/Appliances No appliances have been tested by the agent.

Mains water, drainage, electricity & air source heat pump are connected to the property.

Flooplan/Measurements Are approximate (not to scale) and for guidance only - Buyers are advised to check for their own reassurance.

Share Purchase Price And Examples The share purchase price is calculated using the full market value and the percentage share purchased.

If you buy a 25% share, the share purchase price will be £47,250 and the rent will be £324.84 a month. If you buy a larger share, you'll pay less rent. The table below shows further examples.

Share Share purchase price Monthly rent 10% £18,900 £389.81 25% £47,250 £324.84 30% £56,700 £303.19 40% £75,600 £259.88 50% £94,500 £216.56 60% £113,400 £173.25 70% £132,300 £129.94 75% £141,750 £108.28 Note that not all homes will be available to purchase from 10%.

The minimum initial share you can purchase will vary depending on the home. The percentage share and rent amount will change depending on the amount you can afford.

You'll receive a worked example after a financial assessment. Your annual rent is calculated as 2.75% of the remaining share of the full market value owned by the landlord.

Monthly Payment To Landlord Every month (in addition to your rent) you will pay: Estate charge £14.51 Buildings insurance £9.70 Management fee £2.42 Reserve/sinking fund payment £0 Other service charges £0 Total monthly payment excluding rent£26.63 Total monthly payments will typically be reviewed on an annual basis.

For more information, see section 4, ‘Service Charges’, in the 'Key information about shared ownership' document. Reservation Fee £200 You’ll need to pay a reservation fee to secure your home.

When you pay the fee, no one else will be able to reserve the home. If you buy the home, the fee will be taken off the final amount you pay on completion.

If you do not buy the home, the fee is not refundable. Eligibility The housing provider will assess whether you meet the eligibility criteria for the scheme.

This will be based on the eligibility criteria for the shared ownership scheme and the housing provider’s specific policies.

These include: •The order in which you will be assessed; - first-come-first-served-policy You can apply to buy the home if both of the following apply: •your household income is £80,000 or less •you cannot afford all of the deposit and mortgage payments to buy a home that meets your needs One of the following must also be true: •you're a first-time buyer •you used to own a home but cannot afford to buy one now •you're forming a new household - for example, after a relationship breakdown •you're an existing shared owner, and you want to move •you own a home and want to move but cannot afford to buy a new home for your needs If you own a home, you must have completed the sale of the home on or before the date you complete your shared ownership purchase.

As part of your application, your finances and credit history will be assessed to ensure that you can afford and sustain the rental and mortgage payments. Tenure/Lease Type/Lease Term Leasehold.

Shared ownership house lease. 990 years For more information, see section 2.5, ‘Lease extensions’, in the ‘Key information about shared ownership’ document.

Rent Review Your rent will be reviewed each year by a set formula using the Consumer Price Index (cpi) for the previous 12 months plus 1%.

For more information, see the 'Rent Review' section in the 'Summary of Costs' document which includes an example of how rent could increase over a 5 year period.

A worked example demonstrating how the rent is calculated at review is also set out in Appendix 2 of the lease. Maximum Share You Can Own You can buy up to 100% of your home.

Transfer Of Leasehold At 100% ownership, the freehold will transfer to you.

Landlord East Riding of Yorkshire Council County Hall Cross Street Beverley HU17 9BA Under a shared ownership lease, you pay for a percentage share of the market value of a home.

You enter into a lease agreement with the landlord and agree to pay rent to the landlord on the remaining share.

Landlords Nomination Period When you give the landlord notice that you intend to sell your share in your home, the landlord has 4 weeks to find a buyer.

The landlord may offer to buy back your share, but only in exceptional circumstances and if they have funds available.

If they do not find a buyer within 4 weeks, you can sell your share yourself on the open market. For example, through an estate agent.

The landlord may decide to waive their rights to the nomination period (either from the outset or during the existing nomination period).

For more information, see section 8.4, ‘Landlords Nomination Period’, in the 'Key information about shared ownership' document Pets You can keep pets at the home.

Subletting You cannot sublet (rent out) your entire home unless you either: •own a 100% share; or •have your landlord's permission which they will only give in exceptional circumstances (see section 1.6 in ‘Key information about shared ownership’ document) and •have your mortgage lender’s permission if you have a mortgage Application Guidelines Request & Complete eryc Shared Ownership Application Form.

* An Affordability Assessment will determine your eligibility for shared ownership and the share that you can afford to purchase of a property.

Cash Purchasers must still obtain an affordability assessment.

* The companies listed below are independent financial brokers with experience of shared ownership & providing the affordability assessments to the required standard.

This assessment is free of charge and there is no obligation to obtain a mortgage via these companies.

*Metro Finance Tel; *The Mortgage People ; The assessment is split into 2 stages; an initial telephone assessment followed by an in-depth assessment for which you will need to provide documents.

On receipt of a successful written initial assessment the property will be provisionally allocated to that applicant pending the successful completion of the in-depth assessment.

This is in line with the Council’s 1st Come, 1st Served Policy.

You can only reserve a property after successfully completing the in-depth affordability assessment and having your application approved by the Council.

At this point you can reserve the property and we will request a Reservation Fee of £200, this will be deducted from the sale price on completion of the sale.

Providing your application information does not commit you to purchasing a property. Further information.

The companies above will forward details and documents that are part of your affordability assessment to the Council for your application to be reviewed.

The Council’s Shared Ownership Policy including the 1st Come, 1st Served appendix & the minimum surplus income appendix can be found on the eryc website: **If you have any queries or wish to know about the shared ownership properties for sale please Email; , Tel;