We've tightened what earns a Pursue. A home now needs a published valuation, a strategy that still makes money after real running costs and lender stress tests, and no listing problems that would stop a mortgage. You'll see fewer Pursues, and each one has been checked harder.
See how verdicts work2-bedroom house · HG4 2PZ
Listing removedListed 348 days
Opportunity summary
See Archie’s verdict, returns by strategy and what to check before viewing.
About
Situated in one of the most sought after locations in Ripon within walking distance of the market place. This superbly presented detached bungalow enjoys a private 110ft river frontage.
The property has been the subject of considerable expenditure in recent years and an internal viewing is highly recommended.
This superbly presented property has undergone extensive improvement over the last few years, it has been rewired, it has the benefit of double glazing throughout, a new boiler and a refitted kitchen and bathroom.
The accommodation comprises a generous hall, living room with an oak window seat enjoying views over the river and a wood burner. An open plan kitchen dining room, a garden room / utility with wc.
To the ground floor there are two generous bedrooms and a house bathroom including a claw foot freestanding bath and a separate shower.
To the first floor there is a useful loft/attic room with a Juliet balcony and access to two generous storage alcoves.
The gardens are private, enclosed and an absolute feature of the house, well stocked with mature trees and shrubs, there is a large patio area perfect for entertaining and a generous 16' foot shed.
A gate and steps lead down to a private 110' lawn with delightful river frontage. There is block paved parking to the front of the property for two vehicles.
The historic City Centre of Ripon is within easy walking or driving distance and offers a wide choice of services including shops, recreational facilities and supermarkets.
The 36 Bus stops within minutes of the property and provides a regular service to Harrogate and Leeds.
The area is ideally placed for access to the A1 which links with the regions motorway network and larger commercial centres.
Value & comps
No previous sales on record.
Returns
Set an offer; the calculator follows it.
We're still gathering serviced-accommodation data for this area.
Archie refurb estimate: a Pro feature
0.0% below asking
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Deal
Properties like this can earn 2–3x BTL yields when converted to HMO, with retrofit costs around £10k/room. Sign in to see the full tier, yield projection, and cost breakdown.
Commercial properties like this can earn 30-50% higher yields when converted to residential under Class MA / Q / P / PA, with prior approval costing ~GBP 96/unit. Sign in to see the recommended route, yield uplift, and cost breakdown.
BRRR-suited properties can recycle 80-100% of investor capital on refi, leaving a high-yielding rental with most of the money out. Sign in to see the refurb cost stack, ARV projection, and refinance maths.
Detached + large garden = sub-division play. Pro tier unlocks the tier badge, plot size, uplift estimate, and regional land benchmark.
Short-lease flats trade at deep discount, but extending under the 1993 Act often costs far less than the discount. Pro tier unlocks the tier badge, premium breakdown, long-lease ARV and arbitrage maths.
See projected short-stay revenue vs a vanilla BTL for this property.
See real sub-let margins (HMO room rates & SA nightly rates) vs the landlord rent.
Area
Agent & docs

FAQ
About Borrage Lane, Ripon, North Yorkshire
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