We've tightened what earns a Pursue. A home now needs a published valuation, a strategy that still makes money after real running costs and lender stress tests, and no listing problems that would stop a mortgage. You'll see fewer Pursues, and each one has been checked harder.
See how verdicts work2-bedroom terraced house · AL3 5QL
Opportunity summary
See Archie’s verdict, returns by strategy and what to check before viewing.
About
An attractive Victorian terraced home, ideally situated in the desirable Garden Fields Conservation Area, just a short walk from St Albans City centre and within easy reach of the mainline railway station.
Offered with no onward chain, the property presents fantastic potential to enhance, reconfigure or extend, subject to planning permission.
A covered porch and attractive front door open into a bright, dual-aspect living/dining room, featuring generous windows flooding the room with light, a charming fireplace with bespoke built-in storage and shelving, and views over the rear garden.
Stairs rise to the first floor, with useful storage beneath, while a door leads to the kitchen, fitted with a range of wall and base units with worktops above, a butler sink, integrated double oven, gas hob and recesses for a fridge freezer.
A separate utility area provides space for a washing machine and tumble dryer, alongside a convenient ground floor WC.
The first floor offers two bedrooms, including a principal bedroom with fitted wardrobes and a second bedroom overlooking the rear garden.
A high-quality family bathroom completes the accommodation, featuring a stylish freestanding bath, separate shower cubicle, wash basin with storage, WC and a useful storage cupboard.
Externally, the property benefits from an attractive frontage with a low-level wall and pathway to the front door.
To the rear, a wonderfully private garden features a decked patio leading down to a lawn, bordered by established shrubs and bushes.
Bernard Street is ideally positioned within the Garden Fields Conservation Area, just a short walk from St Albans city centre.
The mainline train station is within a 15 minute walk, and the property is well placed for access to excellent local schools and nearby parks.
Accommodation Kitchen (2.72m x 2.36m (8'11 x 7'9)) Utility Living/Dining Room (6.83m x 4.17m (22'5 x 13'8)) First Floor Landing Bedroom 1 (4.17m x 3.18m (13'8 x 10'5)) Bedroom 2 (3.48m x 2.51m (11'5 x 8'3)) Bathroom Outside Frontage Rear Garden
Value & comps
No previous sales on record.
Returns
Set an offer; the calculator follows it.
We're still gathering serviced-accommodation data for this area.
Archie refurb estimate: a Pro feature
0.0% below asking
This is not financial or investment advice. Prop AI Deals is not authorised by the Financial Conduct Authority (FCA) to provide investment advice.
All investment calculators, property analyses, and AI-generated insights are for informational purposes only. Property investment carries risk and may result in financial loss. All calculations should be independently verified and you should consult with FCA-authorised financial advisers before making any investment decisions.
Past performance does not guarantee future results. Tax implications vary by individual circumstances.
Deal
Properties like this can earn 2–3x BTL yields when converted to HMO, with retrofit costs around £10k/room. Sign in to see the full tier, yield projection, and cost breakdown.
Commercial properties like this can earn 30-50% higher yields when converted to residential under Class MA / Q / P / PA, with prior approval costing ~GBP 96/unit. Sign in to see the recommended route, yield uplift, and cost breakdown.
BRRR-suited properties can recycle 80-100% of investor capital on refi, leaving a high-yielding rental with most of the money out. Sign in to see the refurb cost stack, ARV projection, and refinance maths.
Detached + large garden = sub-division play. Pro tier unlocks the tier badge, plot size, uplift estimate, and regional land benchmark.
Short-lease flats trade at deep discount, but extending under the 1993 Act often costs far less than the discount. Pro tier unlocks the tier badge, premium breakdown, long-lease ARV and arbitrage maths.
See projected short-stay revenue vs a vanilla BTL for this property.
See real sub-let margins (HMO room rates & SA nightly rates) vs the landlord rent.
Area
Agent & docs
.png)
FAQ
About Bernard Street, St. Albans
Explore nearby