We've tightened what earns a Pursue. A home now needs a published valuation, a strategy that still makes money after real running costs and lender stress tests, and no listing problems that would stop a mortgage. You'll see fewer Pursues, and each one has been checked harder.
See how verdicts work1-bedroom house · DA11 0QT
Listing removedReduced £10k (−6.5%) on 21 JunListed 463 days
Opportunity summary
See Archie’s verdict, returns by strategy and what to check before viewing.
About
Nestled on the charming St James Oaks this delightful retirement property designed specifically for the over 55's, offers a perfect blend of comfort and convenience.
Built between 1980 and 1989, the home has been thoughtfully designed to cater to the needs of those seeking a peaceful and manageable living space.
Comprising a lounge/diner with double doors through to a fitted kitchen, one double bedroom and a shower room. Other benefits include Gas Central Heating and double glazed windows.
The location is particularly advantageous, as it is situated within easy reach of local amenities, including shops, parks, and public transport links, making it an excellent choice for those who value accessibility.
The surrounding area boasts a friendly community atmosphere, perfect for enjoying a leisurely lifestyle. Location: St James Oaks is an ideal and convenient place to live.
Situated on Trafalgar Road, Gravesend which runs between Wrotham Road and Darnley Road. It is close to Gravesend Town Centre with all of its shops, pubs, café/bars and restaurants.
Gravesend Mainline Station is close by and offers services on the domestic line to London or the Kent Coast if you fancy a trip to the Seaside.
There is also a high speed train where you can catch a ride to St Pancras London within 22minutes.
Ebbsfleet International Railway Station is within approximately two and a half miles and you can be in St Pancras, London in around seventeen minutes.
The A2 with links to the M2, M20 and M25 are easily accessed for those who drive. The renowned Bluewater shopping centre is just short bus or car ride away if you fancy some retail therapy.
Description: This one bedroom first floor apartment is available with vacant possession, can be accessed via stair lift or the stairs.
Benefiting from a modern fitted kitchen with built in oven & hob, a lounge/diner, one double bedroom and a shower room complete with mobility style shower cubicle and new shower unit.
New carpets have been fitted. Nicely positioned on the corner of the block at the end of the balcony area, and non-intrusive walkway, overlooking the communal grounds and the Ivy rooms (club house).
Situated in one of the most popular retirement complexes in this area, designed specifically for the over 55's, St James Oaks is within close proximity of the town centre and railway station and is ideal for those requiring independent living with peace of mind and security.
The Ivy Room (club house) boasts a licenced bar run by the residents, where you can socialise with your neighbours over a cup of tea, coffee or even a glass of wine or beer and various activities and entertainment take place here.
There are well kept communal gardens and grounds. The Lodge is the main point of contact and reception for the management team with staff on hand to offer advice on any daily requirements.
The Gatehouse is fully staffed 24 hours a day security to monitor arrivals and departures providing that extra peace of mind.
Frontage: The property is approached through the well kept communal grounds. Accessed via a stair lift lift or stairs to the first floor.
The apartment block faces the Ivy Rooms and is close to the gate house and the Lodge. Hall: Entrance door, carpet, walk in cupboard with radiator, shelving and light.
Further built in storage cupboard, access to loft.
Lounge/Diner: Double glazed window, radiator, carpet, double doors to kitchen: Kitchen: Double glazed window overlooking communal gardens and the Ivy Rooms.
Fitted with modern white gloss wall and base units, ceramic electric hob, built on oven, stainless steel sink and drainer, work surfaces, plumbed for washing machine, boiler situated in matching cupboard.
Bedroom: A double room with double glazed window, carpet, radiator.
Shower Room: Double glazed window to front, white suite comprising mobility shower cubicle with seat and Triton shower unit over low level w.c., pedestal wash basin.
Parking: Off street parking is available by separate arrangement with the Management Thr Gate House: Twenty four hour a day security to monitor all arrivals and departures at the front gate giving that extra peace of mind.
The Lodge: This is the main point of contact and reception area for the administration of the site, where you can get help and advice on daily requirements.
The Ivy Room: An onsite location for those who want to get involved and socialise.
Staffed by volunteer residents, this is the hub for all the activities, functions, entertainment and coffee mornings that take place within the development - it even has a licensed bar.
Communal Gardens: Well tended communal lawns and flower beds maintained by the Management Company.
Tenure: Leasehold: This standard construction property is Leasehold: 125 years from 1st February 1988 Approx. 90 years remaining on the lease.
Ends 01/02/2113 Ground Rent: £100 fixed (no reviews to this amount for the term of the lease) Service Charge: £4262.50 per annum for 2024 -2025 reviewed each financial year by the Management Company.
In recent years it has increased between 4% & 6% depending on required works to be completed in that financial year.
Service Charge includes: House managers, residents reception and receptionists, up keep & cleaning of communal areas, buildings insurance, security (24 hour staff), heating & lighting of communal areas, maintenance of lifts/gates and telecom security system, window cleaning, caretaker, outside maintenance, gardening to communal areas & temporary support service.
Local Authority: Gravesham Borough Council: Council Tax Band C - £2,039.25 Services: Mains Gas, Mains Electricity, Mains Water, Mains Drainage.
Value & comps
No previous sales on record.
Returns
Set an offer; the calculator follows it.
We're still gathering serviced-accommodation data for this area.
Archie refurb estimate: a Pro feature
0.0% below asking
This is not financial or investment advice. Prop AI Deals is not authorised by the Financial Conduct Authority (FCA) to provide investment advice.
All investment calculators, property analyses, and AI-generated insights are for informational purposes only. Property investment carries risk and may result in financial loss. All calculations should be independently verified and you should consult with FCA-authorised financial advisers before making any investment decisions.
Past performance does not guarantee future results. Tax implications vary by individual circumstances.
Deal
Properties like this can earn 2–3x BTL yields when converted to HMO, with retrofit costs around £10k/room. Sign in to see the full tier, yield projection, and cost breakdown.
Commercial properties like this can earn 30-50% higher yields when converted to residential under Class MA / Q / P / PA, with prior approval costing ~GBP 96/unit. Sign in to see the recommended route, yield uplift, and cost breakdown.
BRRR-suited properties can recycle 80-100% of investor capital on refi, leaving a high-yielding rental with most of the money out. Sign in to see the refurb cost stack, ARV projection, and refinance maths.
Detached + large garden = sub-division play. Pro tier unlocks the tier badge, plot size, uplift estimate, and regional land benchmark.
Short-lease flats trade at deep discount, but extending under the 1993 Act often costs far less than the discount. Pro tier unlocks the tier badge, premium breakdown, long-lease ARV and arbitrage maths.
See projected short-stay revenue vs a vanilla BTL for this property.
See real sub-let margins (HMO room rates & SA nightly rates) vs the landlord rent.
Area
Agent & docs
.png)
FAQ
About 33 St James Oaks, Trafalgar Road, Gravesend
Explore nearby