Plough Lane Swalecliffe, Whitstable, CT5 2NZ

Securing this property with A lifetime leaseover 60s can secure this property with a home for life from homewise Through the Home for Life Plan from Homewise, those aged 60 or over can purchase a Lifetime Lease and a share of the property value to safeguard for the future.

The cost to purchase the Lifetime Lease is always less than the full market value. Over 60s customers typically save between from 20% to 50%*.

Home for Life Plan guide price for overs 60s: The Lifetime Lease price for this property is £215,000 based on an average saving of 33%.

Market Value Price: £325,000 The price you pay will vary according to your age, personal circumstances and requirements and will be adjusted to include any percentage of the property you wish to safeguard.

The plan allows customers to purchase a share of the property value (up to 50%) to safeguard for the future.

For an indication of what you could save, please use our calculator on the homewise website. Please call for more information or a personalised quote.

Please note: Homewise do not own this property and it is not exclusively for sale for the over-60s.

It is being marketed by Homewise as an example of a property that is currently for sale which could be purchased using a Home For Life Lifetime Lease.

If you are not over 60 or would like to purchase the property at the full market value of £325,000, please contact the estate agent Wards.

Property DESCRIPTIONSituated on the ever-popular Plough Lane in Whitstable, this charming mid-terrace period house beautifully combines character features with modern family living.

Arranged over three floors and dating back to the early 1900s, the property offers flexible and spacious accommodation, making it an ideal choice for growing families, professionals, or those seeking a coastal lifestyle.

Upon entering, you are welcomed into a bright and inviting open-plan living and dining room, creating a wonderful space for both everyday family life and entertaining.

A centrally positioned staircase adds character and defines the living areas, while the dining space flows seamlessly into the fitted kitchen, which enjoys pleasant views over the rear garden.

The first floor comprises two generous double bedrooms and a spacious family bathroom.

The thoughtfully converted loft provides a further double bedroom, together with an additional versatile room that would make an ideal home office, study, nursery, or dressing room.

Outside, the property benefits from a good-sized rear garden, offering plenty of space for relaxing, outdoor dining, and entertaining.

There is also potential to create off-road parking, subject to obtaining the necessary permissions.

Perfectly positioned, the property enjoys an attractive outlook over the recreational ground opposite.

From here, a pedestrian pathway leads directly to the beach, allowing easy access to Whitstable's renowned coastline and coastal walks.

Chestfield & Swalecliffe railway station is also within easy reach, providing convenient transport links for commuters.

Offering generous accommodation, a sought-after location, and easy access to both the beach and local amenities, this delightful home presents a fantastic opportunity to enjoy all that Whitstable has to offer.

Early viewing is highly recommended Room sizes: Dining Area 13'0 x 11'3 (3.97m x 3.43m) Lounge 14'0 x 13'0 (4.27m x 3.97m) Kitchen/Utility Area 12'3 x 8'3 (3.74m x 2.52m) Landing Bedroom 1 13'1 x 10'8 (3.99m x 3.25m) Bedroom 2 11'0 x 8'8 (3.36m x 2.64m) Bathroom 11'9 x 8'1 (3.58m x 2.47m) Bedroom 3 (L-shaped) 11'9 x 7'9 (3.58m x 2.36m) plus 5'4 x 6'0 (1.63m x 1.83m) Driveway Rear Garden The information provided about this property does not constitute or form part of an offer or contract, nor may it be regarded as representations.

All interested parties must verify accuracy and your solicitor must verify tenure/lease information, fixtures & fittings and, where the property has been extended/converted, planning/building regulation consents.

All dimensions are approximate and quoted for guidance only as are floor plans which are not to scale and their accuracy cannot be confirmed.

Reference to appliances and/or services does not imply that they are necessarily in working order or fit for the purpose.

If buying to rent, please check if Local Authority licensing schemes apply before proceeding. Legal advice should be taken to verify fixtures/fittings, planning, alterations and/or lease details.

Appliances & services are untested, dimensions are approximate and floor plans are not to scale. We are pleased to offer our customers a range of additional services to help them with moving home.

None of these services are obligatory and you are free to use service providers of your choice.

Current regulations require all estate agents to inform their customers of the fees they earn for recommending third party services.

If you choose to use a service provider recommended by Homewise, details of all referral fees can be found at the link below.

If you decide to use any of our services, please be assured that this will not increase the fees you pay to our service providers, which remain as quoted directly to you.

Council Tax band: B Tenure: Freehold Suitable as a retirement home.