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See how verdicts work3-bedroom bungalow · KY5 9QN
Listing removedReduced £10k (−5.7%) on 9 JulListed 129 days
Opportunity summary
See Archie’s verdict, returns by strategy and what to check before viewing.
About
A deceptively spacious three-bedroom semi detached family home offering over 1,150 square feet of well-proportioned accommodation across a unique and flexible split-level layout, set in a convenient area of Lochgelly.
With generous room sizes throughout and a substantial detached garage, this property represents excellent value for families seeking a spacious and practical home.
The ground floor offers a generous living room extending to almost 16 feet - a bright and comfortable main reception space - alongside a well-appointed kitchen of excellent proportions, providing ample worktop and storage space for everyday family use.
A family wetroom completes the core ground-floor accommodation. The bedroom accommodation is spread across both floors.
Two impressively sized double bedrooms are located on the ground floor, with the principal bedroom extending to nearly 15 feet.
A third double bedroom sits on the upper level, offering a private and characterful additional room - ideal for older children or guests.
A large detached garage - extending to over 17 feet - adds tremendous practical value to this already impressive package.
There are well maintained gardens to the front and rear providing excellent outdoor space. Location Lochgelly town is to the east of Dunfermline.
The town has local amenities and recreational facilities, including The Lochgelly Centre, a hub for the community, primary and secondary schooling, are within easy reach, as is the railway station.
There are also good transport links making this an ideal location for commuters, with the A92 and M90 a short distance away.
The towns of Cowdenbeath, Kirkcaldy and Dunfermline have extensive amenities and are within easy reach. Extras inc.
In sale/agents note All floor coverings, blinds, bathroom and light fittings together with integrated appliances.
From 1st February 2022, residential properties in Scotland are required by law to have installed a system of inter-linked smoke alarms, carbon monoxide detectors and heat detectors (the "inter-linked system").
No warranty is given that any interlinked system has been installed in this property and interested parties should make their own enquiries. Viewing Morgans on EPC Rating EPC rating: D
Value & comps
Land Registry doesn’t cover Scotland or Northern Ireland, so previous sales may not be on record.
Returns
Set an offer; the calculator follows it.
Short-let licence or registration needed
We're still gathering serviced-accommodation data for this area.
Archie refurb estimate: a Pro feature
0.0% below asking
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All investment calculators, property analyses, and AI-generated insights are for informational purposes only. Property investment carries risk and may result in financial loss. All calculations should be independently verified and you should consult with FCA-authorised financial advisers before making any investment decisions.
Past performance does not guarantee future results. Tax implications vary by individual circumstances.
Deal
Properties like this can earn 2–3x BTL yields when converted to HMO, with retrofit costs around £10k/room. Sign in to see the full tier, yield projection, and cost breakdown.
Commercial properties like this can earn 30-50% higher yields when converted to residential under Class MA / Q / P / PA, with prior approval costing ~GBP 96/unit. Sign in to see the recommended route, yield uplift, and cost breakdown.
BRRR-suited properties can recycle 80-100% of investor capital on refi, leaving a high-yielding rental with most of the money out. Sign in to see the refurb cost stack, ARV projection, and refinance maths.
Detached + large garden = sub-division play. Pro tier unlocks the tier badge, plot size, uplift estimate, and regional land benchmark.
Short-lease flats trade at deep discount, but extending under the 1993 Act often costs far less than the discount. Pro tier unlocks the tier badge, premium breakdown, long-lease ARV and arbitrage maths.
See projected short-stay revenue vs a vanilla BTL for this property.
See real sub-let margins (HMO room rates & SA nightly rates) vs the landlord rent.
Area
Agent & docs
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FAQ
About 81, Bank Street, Lochgelly
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