We've tightened what earns a Pursue. A home now needs a published valuation, a strategy that still makes money after real running costs and lender stress tests, and no listing problems that would stop a mortgage. You'll see fewer Pursues, and each one has been checked harder.
See how verdicts work3-bedroom house · PH10 7AB
Listing removedListed 132 days
Opportunity summary
See Archie’s verdict, returns by strategy and what to check before viewing.
About
Harold Cottage is a charming traditional stone-built cottage located in the heart of the popular Perthshire town of Rattray.
Beautifully presented throughout, the property successfully combines period character with modern comfort, offering spacious accommodation across two levels.
The accommodation comprises a welcoming vestibule, a generous dining room with an attractive feature fireplace, a bright and comfortable living room, and a well-appointed dining kitchen with ample storage and workspace.
A useful utility room and contemporary ground-floor shower room add further practicality.
Upstairs, there are three well-proportioned double bedrooms, including a spacious principal bedroom with French doors opening onto a Juliette balcony overlooking the rear garden.
A modern family bathroom completes the upper floor.
Externally, the property benefits from a private enclosed rear garden featuring a generous decked seating area, ideal for outdoor dining and entertaining, along with a timber shed providing useful storage.
Offering a wonderful blend of traditional charm, flexible living space and modern convenience, Harold Cottage is an excellent opportunity for a wide range of buyers seeking a characterful home in a desirable location.
Value & comps
Land Registry doesn’t cover Scotland or Northern Ireland, so previous sales may not be on record.
Returns
Set an offer; the calculator follows it.
Short-let licence or registration needed
We're still gathering serviced-accommodation data for this area.
Archie refurb estimate: a Pro feature
0.0% below asking
This is not financial or investment advice. Prop AI Deals is not authorised by the Financial Conduct Authority (FCA) to provide investment advice.
All investment calculators, property analyses, and AI-generated insights are for informational purposes only. Property investment carries risk and may result in financial loss. All calculations should be independently verified and you should consult with FCA-authorised financial advisers before making any investment decisions.
Past performance does not guarantee future results. Tax implications vary by individual circumstances.
Deal
Properties like this can earn 2–3x BTL yields when converted to HMO, with retrofit costs around £10k/room. Sign in to see the full tier, yield projection, and cost breakdown.
Commercial properties like this can earn 30-50% higher yields when converted to residential under Class MA / Q / P / PA, with prior approval costing ~GBP 96/unit. Sign in to see the recommended route, yield uplift, and cost breakdown.
BRRR-suited properties can recycle 80-100% of investor capital on refi, leaving a high-yielding rental with most of the money out. Sign in to see the refurb cost stack, ARV projection, and refinance maths.
Detached + large garden = sub-division play. Pro tier unlocks the tier badge, plot size, uplift estimate, and regional land benchmark.
Short-lease flats trade at deep discount, but extending under the 1993 Act often costs far less than the discount. Pro tier unlocks the tier badge, premium breakdown, long-lease ARV and arbitrage maths.
See projected short-stay revenue vs a vanilla BTL for this property.
See real sub-let margins (HMO room rates & SA nightly rates) vs the landlord rent.
Area
Agent & docs
.png){kind=logo}
FAQ
About Harold Cottage, Balmoral Road, Rattray
Explore nearby
