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See how verdicts work3-bedroom flat · KY10 2BG
Sold STCListed 173 days
Opportunity summary
See Archie’s verdict, returns by strategy and what to check before viewing.
About
SPACIOUS 3 Bedroom Upper Flat benefitting from a generous Garden, Garage and a NET LOFT ideal for further development with stunning SEA VIEWS.
Located a short walk from the Fife Coastal Path, Beach, Primary School and local amenities with Anstruther nearby for secondary education and further shops, cafes and restaurants.
Accommodation: Hall, living room, breakfasting kitchen, 3 double bedrooms, bathroom and 2 attic rooms. DG. GCH. Garden and a Garage. PERSONAL PROPERTY and LOCATION TOUR available online.
LOCATION St Monans is a charming fishing village in the East Neuk of Fife.
Located 12 miles south of St Andrews, it is the smallest in a string of delightful, old-fashioned fishing villages along the stretch of the Fife coast known as the East Neuk.
With several cafés and restaurants its main industry is tourism, fishing and farming.
Recreationally there is a harbour, beach and the Fife coastal path for walking and running as well as excellent B roads for cycling and tracks for mountain biking.
Education is provided by the local primary school and Waid Academy which is one of the top-performing secondary schools in Fife making this one of the most desirable places to live.
DIRECTIONS Please contact agent for further information. HALL Access is via a UPVC door with an opaque double-glazed window. Carpeted stairway with a timber balustrade leads to the upper landing.
Cupboard provides shelving / storage and a shelved alcove provides display / storage space. Radiator. Laminate flooring.
LIVING ROOM 4.59m x 3.84m Bright living room with a double-glazed window to the front. Shelved alcoves provide display / storage space. Coving. Radiator. Carpeted. Doorway to the breakfasting kitchen.
BREAKFASTING KITCHEN 3.23m x 3.07m Fitted kitchen comprising: Wall mounted, floor standing units with contrasting solid wood worktops and tiled splashbacks.
Fixed shelving provides display / storage space. Integrated appliances include a gas hob and an oven below. Space for freestanding appliances and dining furniture.
Cupboard provides shelving / storage space. Double-glazed window and an opaque double-glazed window to the rear. Radiator. Engineered hardwood flooring.
BEDROOM 1 3.81m x 2.89m Good-sized double bedroom with a double-glazed window to the rear. Alcove provides shelving / storage space. Radiator. Carpeted.
BEDROOM 2 4.37m x 3.34m Additional double bedroom with a double-glazed window to the front. Open cupboards provide shelving / storage space. Coving. Radiator. Carpeted.
BEDROOM 3 3.84m x 2.65m Further double bedroom with a double-glazed window to the rear. Radiator. Laminate flooring.
BATHROOM 2.30m x 1.75m 3-piece suite comprising: W.C, wash hand basin and a bath with a pivot screen and a thermostatic control shower. Opaque double-glazed window to the rear.
Partially tiled / wet walled. Heated towel tail. Tiled flooring. ATTIC SPACE 1 6.91m x 4.67m Spacious multipurpose room with a double-glazed window to the side and a Velux window to the rear.
Log burning stove set in a stone hearth. Wall mounted gas central heating condensing combi boiler. Doorway to attic room 2. Exposed wooden flooring.
ATTIC SPACE 2 4.70m x 3.62m Further multipurpose space with a Velux window to the rear. Ideal for development.
GARDEN AND GARAGE The property has an enclosed garden, mainly laid to lawn with mature plants, shrubs and trees. Ideal for a keen gardener to transform into an enjoyable outdoor space.
A timber summer house provides a sheltered spot to enjoy time outdoors in all weathers. Timber garage provides sheltered parking / outdoor storage with potential for use as a workshop.
AGENTS NOTES Please note that all room sizes are measured approximately to the widest points.
Value & comps
Land Registry doesn’t cover Scotland or Northern Ireland, so previous sales may not be on record.
Returns
Set an offer; the calculator follows it.
Short-let licence or registration needed
We're still gathering serviced-accommodation data for this area.
Archie refurb estimate: a Pro feature
0.0% below asking
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Deal
Properties like this can earn 2–3x BTL yields when converted to HMO, with retrofit costs around £10k/room. Sign in to see the full tier, yield projection, and cost breakdown.
Commercial properties like this can earn 30-50% higher yields when converted to residential under Class MA / Q / P / PA, with prior approval costing ~GBP 96/unit. Sign in to see the recommended route, yield uplift, and cost breakdown.
BRRR-suited properties can recycle 80-100% of investor capital on refi, leaving a high-yielding rental with most of the money out. Sign in to see the refurb cost stack, ARV projection, and refinance maths.
Detached + large garden = sub-division play. Pro tier unlocks the tier badge, plot size, uplift estimate, and regional land benchmark.
Short-lease flats trade at deep discount, but extending under the 1993 Act often costs far less than the discount. Pro tier unlocks the tier badge, premium breakdown, long-lease ARV and arbitrage maths.
See projected short-stay revenue vs a vanilla BTL for this property.
See real sub-let margins (HMO room rates & SA nightly rates) vs the landlord rent.
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