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See how verdicts work3-bedroom flat · KY10 2BU
Listing removedReduced £16k (−7.4%) on 24 MarListed 249 days
Opportunity summary
See Archie’s verdict, returns by strategy and what to check before viewing.
About
A charming and well presented three bedroom maisonette arranged over three levels in the heart of the picturesque East Neuk village of St Monans, moments from the harbour and coastal path.
The property offers a characterful living room with wood-burning stove, modern dining kitchen, shower room and separate bathroom.
Gas central heating and a mix of traditional sash and case windows with partial double glazing to the rear.
All furniture and the majority of contents (excluding personal items) are included within the sale price, offering a turnkey opportunity.
St Monans is a highly desirable East Neuk fishing village renowned for its historic harbour, coastal walks and attractive traditional cottages.
Local amenities include cafés, hotel and primary schooling, with further facilities available in nearby Anstruther, Pittenweem and Crail.
The area is well known for its scenic coastline, golf courses and outdoor pursuits. Dundee, St Andrews and Edinburgh are within commuting distance.
Value & comps
Land Registry doesn’t cover Scotland or Northern Ireland, so previous sales may not be on record.
Returns
Set an offer; the calculator follows it.
Short-let licence or registration needed
We're still gathering serviced-accommodation data for this area.
Archie refurb estimate: a Pro feature
0.0% below asking
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All investment calculators, property analyses, and AI-generated insights are for informational purposes only. Property investment carries risk and may result in financial loss. All calculations should be independently verified and you should consult with FCA-authorised financial advisers before making any investment decisions.
Past performance does not guarantee future results. Tax implications vary by individual circumstances.
Deal
Properties like this can earn 2–3x BTL yields when converted to HMO, with retrofit costs around £10k/room. Sign in to see the full tier, yield projection, and cost breakdown.
Commercial properties like this can earn 30-50% higher yields when converted to residential under Class MA / Q / P / PA, with prior approval costing ~GBP 96/unit. Sign in to see the recommended route, yield uplift, and cost breakdown.
BRRR-suited properties can recycle 80-100% of investor capital on refi, leaving a high-yielding rental with most of the money out. Sign in to see the refurb cost stack, ARV projection, and refinance maths.
Detached + large garden = sub-division play. Pro tier unlocks the tier badge, plot size, uplift estimate, and regional land benchmark.
Short-lease flats trade at deep discount, but extending under the 1993 Act often costs far less than the discount. Pro tier unlocks the tier badge, premium breakdown, long-lease ARV and arbitrage maths.
See projected short-stay revenue vs a vanilla BTL for this property.
See real sub-let margins (HMO room rates & SA nightly rates) vs the landlord rent.
Area
Agent & docs
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FAQ
About 4, West Street, Anstruther
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