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Mortgages & Rates

TSB trims fixed mortgage rates by up to 20 basis points

TSB’s decision to reduce fixed mortgage rates by up to 20 basis points signals a modest easing in lending costs amid a generally cautious market. The cuts apply to two, three and five-year fixed purchase deals, with remortgage three-year fixes dropping by 15 basis points. This mo

25 Aug 2026 · 1 min
Mortgages & Rates

TSB cuts mortgage rates by up to 20bps: what it means for UK property investors

TSB’s decision to reduce residential mortgage rates by up to 20 basis points on fixed terms of two, three, and five years signals a subtle shift in lender pricing strategies amid a cooling market. For investors, this modest rate drop could slightly improve financing costs, especi

25 Aug 2026 · 1 min
Strategy

Where are BTL landlords securing the strongest rental returns?

Recent data from Property Industry Eye reveals that buy-to-let (BTL) landlords in England continue to see significant regional disparities in rental yields. The highest returns are concentrated outside London, with northern cities and some Midlands locations outperforming the cap

25 Aug 2026 · 1 min
Strategy

Where are BTL landlords securing the strongest rental returns in England?

Recent data from Property Industry Eye reveals that buy-to-let landlords continue to see a wide disparity in rental yields across England. Northern cities like Liverpool and Manchester remain attractive for investors chasing higher returns, with gross yields often exceeding 6%. T

25 Aug 2026 · 1 min
Strategy

Re-let ban timing could catch landlords out this autumn

Landlords planning to sell properties this autumn need to be clear on when the twelve-month re-let ban clock starts. Recent clarification confirms the ban begins the day the landlord serves the notice, not when the tenant actually vacates. This distinction matters because many la

25 Aug 2026 · 1 min
Strategy

Twelve-month re-let ban timing reshapes autumn landlord strategies

The government’s twelve-month re-let ban following possession notice under Grounds 1 or 1A begins on the date the landlord serves the notice, not when the tenant actually vacates. This distinction is critical for landlords eyeing a sale or re-letting this autumn. Many have mistak

25 Aug 2026 · 1 min
Tax

Stamp Duty receipts remain resilient despite housing market cooling

HMRC’s Stamp Duty receipts have held up well during the first half of 2026, averaging £1.108bn a month. This figure is down from the £1.285bn monthly average in 2025 but still comfortably above most pre-pandemic levels. The data suggests that while the housing market has cooled,

24 Aug 2026 · 1 min
Tax

Stamp duty receipts hold firm despite cooling housing market

HMRC’s stamp duty data for the first half of 2026 shows an average monthly intake of £1.108bn. This figure is down from 2025’s £1.285bn average but remains notably above most pre-pandemic levels. The data suggests that while the housing market is experiencing a slowdown, transact

24 Aug 2026 · 1 min
Regulation & Policy

Poor maintenance could slash buy-to-let values by tens of thousands

New data from Rushbrook highlights a stark financial risk for UK landlords: neglecting property upkeep can significantly erode asset values. Their analysis shows that across England, the average buy-to-let property could lose over £30,000 in value if maintenance is poor. This fig

24 Aug 2026 · 1 min