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Mortgages & Rates

Santander and Nottingham BS cut mortgage rates as competition heats up

Santander and Nottingham Building Society have joined the growing list of lenders reducing fixed mortgage rates across a broad range of loan-to-value bands. Santander’s cuts cover 60% to 85% LTV for one- to seven-year fixed terms on both residential and buy-to-let products. Notti

18 Aug 2026 · 1 min
Strategy

Landlords Increasingly Demand Larger Discounts Amid Market Cooling

Data from July 2026 reveals that buy-to-let investors are becoming more assertive in negotiations, with landlords making up 14.1% of all home purchases in Great Britain that month. This figure exceeds the 12.4% average seen year-to-date, suggesting a growing appetite among invest

17 Aug 2026 · 1 min
Mortgages & Rates

Landlords increasing discount demands amid market cooling

Recent data from Property118 reveals that buy-to-let investors are becoming more assertive in negotiations, with 14.1% of all home purchases in Great Britain during July attributed to landlords. This figure surpasses the year-to-date average of 12.4%, indicating a growing share o

17 Aug 2026 · 1 min
Mortgages & Rates

Paragon and Coventry sharpen BTL mortgage deals

Paragon Bank’s decision to reintroduce the option for buy-to-let (BTL) borrowers on tracker rates to switch to fixed rates without early repayment charges offers landlords greater flexibility in managing interest rate risk. This move responds to ongoing market volatility, allowin

17 Aug 2026 · 1 min
Mortgages & Rates

Paragon and Coventry sharpen BTL mortgage deals

Paragon Bank’s decision to reintroduce its tracker-to-fixed switch without early repayment charges offers buy-to-let landlords a valuable degree of flexibility. This move allows borrowers initially on tracker rates to lock in fixed rates mid-term without penalty, a feature that h

17 Aug 2026 · 1 min
Tax

Bellway urges stamp duty cut to revive UK housing demand

Bellway’s call for an immediate stamp duty reduction highlights ongoing affordability pressures in the UK housing market. With average house prices still elevated relative to wages, the upfront cost of buying remains a significant barrier for many potential purchasers. Stamp duty

16 Aug 2026 · 1 min
Tax

Bellway’s stamp duty plea highlights ongoing affordability squeeze

Bellway’s call for an immediate stamp duty cut adds to growing pressure on the government to address affordability in the UK housing market. With house prices remaining elevated relative to earnings, the upfront cost of buying a home continues to be a significant barrier for many

16 Aug 2026 · 1 min
Mortgages & Rates

Regional differences drive shifts in UK landlord investment strategies

The latest data from Foundation, as reported in the Pegasus Insight Landlord Trends Q2 2026, highlights how regional factors are increasingly influencing landlord decisions across the UK. While the buy-to-let sector remains broadly resilient, landlords are adapting their approach

16 Aug 2026 · 1 min
Mortgages & Rates

Regional variations reshape landlord strategies in UK buy-to-let market

The latest data from Foundation’s collaboration with Pegasus Insight reveals that UK landlords are increasingly tailoring their investment approaches based on regional market conditions. While the buy-to-let sector remains broadly resilient in Q2 2026, the nuances between regions

16 Aug 2026 · 1 min
Mortgages & Rates

Molo trims buy-to-let rates by up to 12 basis points

Molo’s latest reduction of up to 12 basis points in buy-to-let mortgage rates signals a subtle shift in pricing amidst a generally cautious lending environment. Their two-year fixed standard BTL rates now start at 3.09%, while five-year fixes begin at 4.87%. This move narrows the

15 Aug 2026 · 1 min
Mortgages & Rates

UK housing market stalls as buyer demand and sales show no growth

July’s data from RICS reveals a housing market stuck in neutral. Buyer enquiries held steady at a net balance of -28%, a figure that signals continued weakness rather than recovery. This persistent negative sentiment suggests that potential purchasers remain cautious, likely infl

15 Aug 2026 · 1 min