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Regulation & Policy

Norwich eyes expanded landlord licensing, raising questions for investors

Norwich City Council is moving towards a broader landlord licensing scheme that could extend beyond traditional Houses in Multiple Occupation (HMOs) to include smaller three- and four-person HMOs as well as selective licensing in specific wards. This shift could affect landlords

10 Aug 2026 · 1 min
Mortgages & Rates

Mortgages weigh heavily on UK housing market activity

Recent data confirms that the UK housing market is experiencing a period of stagnation, with transaction volumes remaining flat over the past quarter. The root cause appears to be the mortgage market, which has tightened markedly since late 2025. Lenders are applying stricter aff

10 Aug 2026 · 1 min
Regulation & Policy

Rogue tenant database: a double-edged sword for UK landlords

The debate around a rogue tenant database has resurfaced, with Landlord Crusader’s recent article highlighting government inertia on protecting landlords from problem tenants. The Renters’ Reform Bill, initially shaped by a Conservative figure and then expanded under Labour, prom

10 Aug 2026 · 1 min
Mortgages & Rates

Coventry trims select residential and buy-to-let mortgage rates

Coventry Building Society has lowered certain residential mortgage rates by as much as 0.15 percentage points and buy-to-let rates by up to 0.08 points. The reductions apply to a limited range of products for both new borrowers and existing customers seeking remortgages or furthe

8 Aug 2026 · 1 min
Mortgages & Rates

Coventry trims select residential and buy-to-let mortgage rates

Coventry Building Society has reduced some of its residential mortgage rates by up to 15 basis points, while buy-to-let (BTL) rates have been cut by as much as 8 basis points. These adjustments apply to a limited range of products for both new borrowers and existing customers loo

8 Aug 2026 · 1 min
Tax

House price growth stalls as mortgage rates deter buyers

House price growth in the UK has slowed to its lowest rate since 2023, with average values up just 2% compared to summer 2022. This stagnation follows a period of relative price stability over the last four years, contrasting sharply with the rapid inflation seen prior to 2022. T

8 Aug 2026 · 1 min
Mortgages & Rates

House price growth stalls as mortgage rates deter buyers

The UK housing market is showing signs of stagnation with house price growth slowing to its lowest point since 2023. According to recent data, the average property price has increased by just 2% compared to summer 2022. This flatlining follows a prolonged period of minimal moveme

8 Aug 2026 · 1 min
Tax

UK house price growth grinds to a near halt in July

UK house prices showed no movement in July, with the Lloyds House Price Index recording a monthly change of zero and annual growth slipping to just 0.1%. The average property value edged slightly lower to £299,253 from June’s £299,396. This pause follows a modest 0.2% rise the pr

8 Aug 2026 · 1 min
Tax

Scottish property surcharge raises £230m in latest year

Scotland’s Additional Dwelling Supplement (ADS) has generated £230 million over the past 12 months, according to data from DJ Alexander. This figure represents a significant portion of the total Land and Buildings Transaction Tax (LBTT) receipts, which reached a record £758.1 mil

7 Aug 2026 · 1 min
Mortgages & Rates

Recognise Bank lifts residential bridging LTV to 80%

Recognise Bank's decision to raise its loan-to-value ratio on residential bridging finance from 75% to 80% signals a notable shift in lending appetite within the short-term finance market. For property investors who rely on bridging loans to secure deals quickly or to refurbish p

7 Aug 2026 · 1 min
Mortgages & Rates

Recognise Bank increases residential bridging LTV to 80%

Recognise Bank’s decision to raise the loan-to-value on residential bridging loans from 75% to 80% signals a notable shift in lending appetite within the short-term finance sector. For UK property investors, this adjustment could unlock greater purchasing power, especially for th

7 Aug 2026 · 1 min