The market, the rules and the numbers that move your pipeline — read in minutes, not portals.
This week, average fixed-rate mortgage prices nudged up to 5.59%, a 4 basis point increase from last week’s 5.55%, according to Moneyfacts. The rise is modest but signals a continuation of upward pressure on borrowing costs for UK homebuyers and investors. Notably, the average fi
The average fixed mortgage rate in the UK has edged up again, reaching 5.59% this week from 5.55% just seven days earlier, according to Moneyfacts. This modest 4 basis point increase continues a pattern of gradual rate rises that have been evident since early 2026. For investors,
Recent data from Together, a specialist lender, reveals that 76% of landlords plan to refinance their existing portfolios within the next 12 months to fund new buy to let acquisitions. This willingness to leverage current assets indicates that many investors remain confident in t
Recent data from specialist lender Together reveals that 76% of landlords plan to refinance their existing portfolios within the next year to fund further buy to let acquisitions. This trend points to a strategic shift among investors who are leveraging equity rather than relying
The High Court’s recent decision to uphold a council’s selective licensing scheme confirms that local authorities can impose licence fees exceeding £1,000 per property. This ruling, which also saddled the landlords who challenged the scheme with a £7,500 legal bill, signals a fir
The government’s latest move to clarify financial penalties for landlords introduces fixed on-the-spot fines of £7,000 for issues like severe damp and mould or broken boilers in freezing weather. This is part of a revised Housing Health and Safety Rating System (HHSRS) designed t
The government’s move to clarify financial penalties for landlords introduces fixed £7,000 fines for severe damp, mould, and broken boilers during cold spells. This marks a shift from previous discretionary penalties, aiming for consistency across local authorities enforcing the
TSB, Accord, Principality, and Precise have joined the growing list of UK lenders adjusting mortgage pricing this week. TSB’s decision to raise rates on product transfers and additional borrowing for both residential and buy-to-let borrowers signals a tightening stance, likely a
TSB and Accord have joined a growing list of UK lenders increasing mortgage rates, particularly on fixed deals for residential and buy-to-let borrowers. TSB’s hikes on product transfers and additional borrowing reflect a cautious stance amid continued economic uncertainty and per
The UK housing market has cooled more noticeably this summer, with annual house price growth slowing to 1.3% from 1.7%, according to Zoopla’s latest House Price Index. This slowdown is sharper than the typical seasonal dip, signalling that buyer demand remains cautious amid econo
The build-to-rent (BTR) sector continues to attract record investment in the UK, but the distribution of completed homes reveals a clear concentration in London and Tier 1 cities. According to Knight Frank data, just over 6,700 BTR units have been finished in 2026, with almost ha
The build to rent (BTR) sector is showing signs of uneven growth across the UK. While total investment in BTR remains high, delivery is heavily concentrated in London and major Tier 1 cities. Data from Knight Frank reveals that just over 6,700 BTR homes have been completed in 202
