The market, the rules and the numbers that move your pipeline — read in minutes, not portals.
Buckinghamshire Building Society has trimmed mortgage rates across several product lines, including residential, impaired credit, and buy-to-let. The reductions are particularly noticeable for borrowers with higher loan-to-value ratios, signalling a targeted approach to attract l
The latest data from Handelsbanken’s Property Investor Report reveals a tightening of tenant criteria among UK landlords. Faced with climbing operating expenses and increasing regulatory burdens, landlords are raising rents and becoming more selective when choosing tenants. This
Rising costs are prompting UK landlords to sharpen tenant screening and increase rents, according to Handelsbanken’s latest Property Investor Report. With operating expenses and regulatory burdens climbing, landlords face squeezed margins that force a more cautious approach to le
Recent moves by buy to let lenders show a subtle but meaningful shift in pricing and product strategy. ModaMortgages has dropped application fees on a limited edition range, effectively lowering upfront costs for landlords. This could make a difference for investors managing tigh
Recent data from the Property118 Landlord Sentiment Survey reveals a shift in the motivations behind landlords offloading properties. Historically, regulatory pressures topped the list of reasons for sales. However, in Q2 2026, financial considerations, especially anticipated Cap
The latest data from Property118’s Q2 Landlord Sentiment Survey highlights a notable change in the motivations behind property sales. Where regulatory pressure once dominated landlords’ reasons for exiting the market, financial considerations—specifically concerns over upcoming C
The rise in landlord companies incorporated since 2000 is striking. Data from Companies House shows registrations soared from just under 2,000 in 2000 to over 34,000 in 2025. This 1,700% increase highlights a structural shift in how UK property investors hold their assets. The tr
The latest Property118 Landlord Sentiment Survey reveals a stark shift in landlord expectations: 90 per cent now doubt that property values will outpace inflation over the next three years. This marks a significant departure from the long-held assumption that buy-to-let investmen
Landlords with rental income above £50,000 must submit their first quarterly update under the Making Tax Digital (MTD) rules by 7 August 2026. This is the first time more than 860,000 landlords and sole traders are required to report income digitally to HM Revenue and Customs (HM
Government data reveals that in a growing number of UK regions, monthly mortgage payments have fallen below average rental costs. This shift is particularly evident outside London and the South East, where historically high rents have often outpaced borrowing costs. For property
Molo, Zephyr and The Mortgage Works (TMW) have raised their buy-to-let mortgage rates, with Molo’s two-year fixed rates now starting at 3.21% and five-year fixes at 4.99%. Specialist BTL rates have also climbed, starting from 3.31% for two-year terms. This shift follows a broader
Three lenders in the UK buy-to-let mortgage market have increased their fixed rates, with Molo pushing two-year fixes to 3.21% and five-year fixes to 4.99%. Zephyr and The Mortgage Works (TMW) have also followed suit, tightening pricing across their BTL ranges. This move comes am
