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12 articles
Mortgages & Rates

Up to 100,000 ex-rental homes risk remaining empty amid new legislation

Hamptons research reveals a striking shift in the ex-rental property market. The proportion of homes for sale that were previously rented has dropped to 9.2%, signalling a slowdown in landlords offloading their portfolios. More notably, the introduction of the Renters’ Rights Act

14 Jul 2026 · 1 min
Mortgages & Rates

Dudley Building Society slashes mortgage rates across key sectors

Dudley Building Society has cut mortgage rates by up to 100 basis points across residential, buy-to-let, holiday let and expat products. These reductions apply to both purchase and remortgage deals, with a particular focus on selected two-year fixed rates. For investors, this sig

14 Jul 2026 · 1 min
Mortgages & Rates

Up to 100,000 ex-rental homes risk remaining empty amid new legislation

Hamptons’ recent analysis highlights a growing supply issue in the UK housing market. The proportion of homes for sale that were previously let has dropped to just 9.2%. This shift is linked to the Renters’ Rights Act, which restricts landlords’ ability to repossess properties, m

14 Jul 2026 · 1 min
Mortgages & Rates

Fixed mortgage rates drop sharply as availability improves

Fixed mortgage rates in the UK have declined at their fastest rate since late 2024, according to recent market data. This shift comes after a prolonged period of elevated borrowing costs, which had dampened buyer activity and squeezed investor margins. The average two-year fixed

14 Jul 2026 · 1 min
Mortgages & Rates

Landlords fine-tune HMOs to meet tenant demands, Paragon data reveals

New data from Paragon Bank shows that 92% of landlords managing houses in multiple occupation (HMOs) have tailored their properties to attract specific tenant groups. This shift signals a more strategic approach to letting HMOs, moving away from generic accommodation towards targ

14 Jul 2026 · 1 min
Mortgages & Rates

Targeted HMOs reflect sharper landlord strategies in a shifting rental market

Paragon Bank’s recent research reveals that 92% of landlords have adapted their HMOs to attract specific tenant groups. This trend suggests a growing sophistication among landlords who recognise that one-size-fits-all accommodation no longer meets market demands. Instead, they ar

14 Jul 2026 · 1 min
Regulation & Policy

Coventry’s clampdown on unlicensed HMOs signals tighter regulatory scrutiny

Coventry City Council’s recent inspections of Houses in Multiple Occupation (HMOs) have revealed a significant number of unlicensed properties. This enforcement push, conducted alongside police and immigration officers, highlights the growing risk for landlords operating HMOs wit

14 Jul 2026 · 1 min
Mortgages & Rates

Mortgage choice expands as fixed rates ease in July 2026

Recent data from Moneyfacts reveals a tangible improvement in the UK mortgage market this month. The number of fixed-rate mortgage deals has increased, offering borrowers a wider selection than seen in the past year. This expansion coincides with a modest reduction in the average

14 Jul 2026 · 1 min
Mortgages & Rates

Mortgage market eases as fixed rates drop and options expand

Mortgage affordability has taken a noticeable step forward in July 2026, as data from Moneyfacts reveals a decline in fixed rate costs alongside an increase in product availability. This shift offers a tangible reprieve for UK property investors contending with high borrowing exp

14 Jul 2026 · 1 min
Strategy

UK rents continue upward trend despite affordability concerns

New data from SpareRoom shows the average cost of renting a room in the UK has reached £761 per month, up 0.5% compared to last year. While this may seem like a modest increase, it adds to a near 7% rise over the past three years, intensifying pressure on renters already grapplin

13 Jul 2026 · 1 min
Regulation & Policy

Landlord exodus eases as market absorbs Renters’ Rights Act impact

Data from recent market activity shows a shift in landlord behaviour with homes bought by landlords now outnumbering those sold by them for the first time since 2019. This suggests the landlord exodus fuelled by the introduction of the Renters’ Rights Act is losing momentum. The

13 Jul 2026 · 1 min