The market, the rules and the numbers that move your pipeline — read in minutes, not portals.
Recent data from a leading lender indicates the long-standing rental yield divide between northern and southern England is shrinking. Historically, northern regions have offered higher yields, often above 6%, while southern markets, particularly London, have lagged closer to 3-4%
New data from Hamptons reveals a notable shift in the UK buy-to-let market. For the first time in seven years, landlord purchases have outpaced landlord sales, a reversal driven by the 12-month re-letting ban introduced last year. This rule prevents landlords from re-letting a pr
The Bank of England’s warning about a looming mortgage payment shock is a clear signal for property investors to reassess risk exposure. With market interest rates elevated, millions of borrowers face significantly higher monthly repayments when their fixed-rate deals expire and
Barclays has announced a significant cut to its residential mortgage rates, trimming them by as much as 66 basis points from 12 July. This move follows a wave of similar reductions across the market, with lenders including Accord, Foundation, Halifax, Nationwide and Coventry also
Housing Secretary Steve Reed’s recent statement that taxpayer money is better spent on constructing new homes than subsidising buy-to-let landlords highlights a persistent tension in UK housing policy. His argument centres on the inefficiency of the current system, where public f
The Housing Secretary’s recent comments highlight a long-standing tension in UK housing policy: whether public funds should support new supply or prop up existing private landlords. Steve Reed’s argument that taxpayer money is better spent on building new homes rather than subsid
Average room rents across the UK have reached record levels, according to data from SpareRoom. This trend comes amid a tightening rental market following the initial phase of the Renters' Rights Act, which introduced new protections for tenants. The legislation appears to have sh
Aldermore has reduced its special edition two-year fixed buy-to-let mortgage rate by 35 basis points to 6.44% at 70% loan-to-value for existing customers looking to switch products. This move targets individual landlords aiming to lower their borrowing costs without incurring arr
Aldermore has reduced its special edition buy-to-let fixed rates for existing borrowers looking to switch, with the headline two-year fixed at 6.44% for 70% loan-to-value, down 35 basis points. This move targets landlords who want to refinance or remortgage within the same lender
With Andy Burnham poised to become prime minister, the prospect of stamp duty reform is gaining traction. Stamp duty has long been criticised for inflating transaction costs, particularly for first-time buyers and those moving up the property ladder. According to HMRC data, stamp
With Andy Burnham poised to become prime minister, the prospect of stamp duty reform is gaining renewed attention. Stamp duty remains one of the most significant transactional costs in UK property deals, often cited by buyers and investors as a deterrent, particularly in a market
West Brom Building Society has trimmed its two-year fixed purchase mortgage rates by up to 0.18%. This reduction spans the entire two-year fixed purchase product range, including the popular 95% loan-to-value option with no fee. For buyers targeting higher LTVs, this could slight
