The Mortgage Works has raised the maximum age at application for first-time landlords from 70 to 75 years, allowing borrowing up to 70% loan-to-value. This change opens the market to a demographic often sidelined by traditional lending criteria. For investors aged between 70 and
The Bank of England’s chief economist has explicitly called for an interest rate hike, citing ongoing inflationary pressures. For property investors, this signals a potential tightening of borrowing costs in the near term. Mortgage rates are likely to climb, increasing financing
The Bank of England’s chief economist has explicitly called for an increase in interest rates, a move that property investors should watch closely. With borrowing costs set to rise, mortgage repayments for many landlords and homeowners will become more expensive. This change coul
Pepper Money has cut rates on both residential and buy-to-let mortgages, including reductions for personal and limited company landlords. This move targets two-year fixed deals up to 75% loan-to-value, with some five-year fixes also seeing price improvements. Meanwhile, Leeds Bui
Several UK lenders have recently updated their mortgage pricing, with Pepper Money leading reductions on both residential and buy-to-let products. Pepper has cut rates on its BTL range for personal and limited company landlords, alongside lower pricing on two-year fixed residenti
Croydon Council’s decision to postpone the launch of its additional HMO and selective licensing schemes from 1 September to 25 September 2026 has created a narrow window of legal ambiguity for landlords. The council’s application portal remains closed until the new start date, me
New data from UK Finance reveals that in June 2026, mortgage payments for the typical first-time buyer consumed 22.6% of their gross income. This is the largest share recorded since the global financial crisis, signalling a significant squeeze on affordability for new entrants to
Data from UK Finance shows that in June 2026, mortgage payments for the typical first-time buyer accounted for 22.6% of their gross income. This is the highest proportion recorded since the global financial crisis. For UK property investors, this tightening affordability has dire
Mortgage approvals in the UK fell sharply in July, reaching their lowest level since early 2024. According to Bank of England figures, the number of loans approved for house purchases dropped to around 40,000, down from approximately 45,000 the previous month. This decline signal
July’s mortgage approval figures have fallen to their lowest level in over two years, according to recent data. The number of loans approved for house purchases dropped sharply, signalling a continued squeeze on demand from buyers. This decline reflects ongoing pressure from risi
Redwood Bank has entered the residential buy-to-let bridging market with two new products aimed at landlords seeking short-term finance solutions. These offerings cover standard bridging for purchasing, development exit, and refinancing, alongside refurbishment bridging designed
Redwood Bank’s entry into the residential buy-to-let (BTL) bridging market adds a fresh layer of financing options for UK property investors. The lender’s two new bridging products target landlords seeking short-term loans for property acquisitions, development exits and refinanc
