Buy-to-let landlords are facing a growing squeeze as costs associated with managing rental properties have risen at twice the rate of rental income. According to recent data, the proportion of rental income absorbed by expenses has climbed sharply, cutting into net returns for in
Recent data from Hamptons, analysed by Thisismoney and highlighted by Property118, reveals that over a quarter (26.7%) of flats currently on the market were previously rented out by landlords. This figure has risen sharply from 16.3% earlier in the year. The surge in landlord dis
UK home buyers face a significantly higher barrier to entry this year as mortgage rates climb. Data from This is Money reveals that the average five-year fixed mortgage rate has increased from under 4% in January to approximately 4.8% in August. This rise means that buyers must n
Mortgage rates in the UK have climbed sharply this year, with five-year fixed deals moving from just under 4% in January to nearly 4.8% in August. This rise, driven by inflation pressures linked in part to geopolitical tensions such as the Iran conflict, is forcing home buyers to
Recent data shows buy-to-let mortgage lending in the UK has accelerated sharply, with the total value of loans reaching new highs this year. According to figures from UK Finance, lending for buy-to-let properties climbed by over 20 percent in the first half of 2026 compared to th
Planning refusals for houses in multiple occupation (HMOs) in England have surged sharply, more than doubling from 590 in 2021 to 1,203 in 2025, based on data from 144 local authorities analysed by 1st Avenue. This trend suggests mounting resistance at the planning stage, which w
Recent research from Yorkshire Building Society reveals that 56% of prospective first-time buyers (FTBs) consider obtaining a mortgage difficult. This perception is notable given the ongoing challenges in the UK housing market, where affordability pressures and tighter lending cr
New research from Yorkshire Building Society reveals that 56% of prospective first-time buyers consider it difficult to secure a mortgage. This perception is significant given that first-time buyers remain a key driver of the UK housing market. The data suggests that despite rece
A recent tribunal decision has resulted in a landlord being ordered to repay nearly £8,000 to a tenant due to the property operating as an unlicensed House in Multiple Occupation (HMO). This case highlights the financial risks landlords face when failing to comply with licensing
A recent tribunal ruling has seen a landlord ordered to repay nearly £8,000 in rent after renting out an unlicensed house in multiple occupation (HMO). This case serves as a sharp reminder of the financial risks landlords face when failing to comply with licensing requirements.
Recent data indicates a notable shift in UK house price growth from traditional hotspots like London, Manchester, and Birmingham to smaller towns and rural areas. This trend is being driven primarily by the sustained impact of higher mortgage rates, which have squeezed affordabil
Recent data reveals a notable shift in UK house price growth away from traditional urban hotspots towards smaller towns and rural areas. This trend aligns with the sustained impact of elevated mortgage rates, which have tightened borrowing capacity for many buyers, particularly i
