Landbay’s decision to cut buy-to-let mortgage rates by up to 35 basis points, with deals now starting at 3.44%, signals a modest easing in borrowing costs for landlords. Nottingham Building Society’s move to lower rates by up to 15 basis points the following day adds to this tren
A cautionary tale has emerged for UK landlords after a seemingly trustworthy tenant covertly converted a four-bedroom family home into an unlicensed house in multiple occupation (HMO). The landlord, believing he had secured a responsible occupant, faced the risk of heavy financia
A new digital tool has arrived on the UK property market, designed to help investors quickly check lease lengths and estimate the costs of lease extensions. This addresses a common pain point for leasehold investors, who often face uncertainty about the remaining term and the fin
July’s mortgage market data from Twenty7tec reveals a subtle shift in borrower behaviour. While overall mortgage searches nudged up 1% month-on-month to just under 1.8 million, the real movement was in remortgage enquiries, which rose 7%. This contrasts with a slight decline in p
July’s mortgage search data from Twenty7tec shows a 7% increase in remortgage enquiries compared to June, reaching nearly 1.8 million searches in total. This contrasts with a slight dip in purchase and buy-to-let searches, which aligns with typical seasonal patterns and ongoing a
July saw mortgage lenders push average rates back up, erasing the small dip recorded in June. According to Moneyfacts, the average mortgage rate rose by 12 basis points last month, effectively undoing the previous month’s cut. This means borrowers who hoped for a sustained easing
Mortgage lenders have started to reverse the rate cuts they introduced earlier this year, according to data from Moneyfacts. This shift signals a tightening in borrowing costs after a brief period of relief for borrowers. For UK property investors, this change demands renewed cau
Mortgage lenders have begun reversing the rate cuts they offered earlier this year, according to Moneyfacts data. This shift comes amid ongoing economic uncertainty and rising borrowing costs, squeezing affordability for many UK homebuyers and remortgage applicants. The temporary
Recent data confirms that the UK housing market is experiencing a period of stagnation, with transaction volumes remaining flat over the past quarter. The root cause appears to be the mortgage market, which has tightened markedly since late 2025. Lenders are applying stricter aff
Coventry Building Society has lowered certain residential mortgage rates by as much as 0.15 percentage points and buy-to-let rates by up to 0.08 points. The reductions apply to a limited range of products for both new borrowers and existing customers seeking remortgages or furthe
Coventry Building Society has reduced some of its residential mortgage rates by up to 15 basis points, while buy-to-let (BTL) rates have been cut by as much as 8 basis points. These adjustments apply to a limited range of products for both new borrowers and existing customers loo
The UK housing market is showing signs of stagnation with house price growth slowing to its lowest point since 2023. According to recent data, the average property price has increased by just 2% compared to summer 2022. This flatlining follows a prolonged period of minimal moveme
