Recognise Bank's decision to raise its loan-to-value ratio on residential bridging finance from 75% to 80% signals a notable shift in lending appetite within the short-term finance market. For property investors who rely on bridging loans to secure deals quickly or to refurbish p
Recognise Bank’s decision to raise the loan-to-value on residential bridging loans from 75% to 80% signals a notable shift in lending appetite within the short-term finance sector. For UK property investors, this adjustment could unlock greater purchasing power, especially for th
London's rental market is showing a curious divergence between prices and demand. According to recent data, advertised asking rents have climbed by 8.7% year-on-year. This acceleration comes despite a noticeable drop in tenant enquiries, signalling a decoupling between supply-sid
West One’s recent expansion of its residential mortgage and second charge product ranges signals a notable shift in lending appetite amid a cautious UK mortgage market. The introduction of a prime credit tier offering up to 90% loan-to-value (LTV) on residential mortgages is sign
West One’s recent expansion of its residential mortgage and second charge offerings signals a shift towards more flexible lending criteria. The introduction of a prime credit tier with lending up to 90% loan-to-value (LTV) is notable. For UK property investors, this means greater
Barclays, Landbay and Keystone have all reduced their mortgage rates, with Barclays cutting up to 50 basis points and Landbay up to 35 basis points. This follows Nationwide’s earlier move, which was driven by a drop in swap rates. The timing suggests lenders are responding to rec
Barclays’ decision to reduce mortgage rates by as much as 50 basis points signals a notable shift in the lending market after a period of relative stability. Landbay and Keystone following suit with cuts of up to 35 basis points adds momentum to this trend. This comes shortly aft
July’s UK house price data from Nationwide shows growth continuing to slow, with annual gains dropping from 2.2% in June to 1.8%. The monthly increase was a mere 0.1%, pushing the average home price to £277,542. This signals a market that is largely flat after adjusting for seaso
The latest data from Property118 reveals that 57% of leveraged buy to let landlords arranged a remortgage, refinancing, or product transfer in the 12 months to June 2026. This is a substantial increase from 39% two years ago and matches the peak last seen at the end of 2025. Such
The latest data reveals that 57% of leveraged buy to let landlords arranged a new loan, remortgage, or product transfer in the year to June 2026. This matches the peak seen at the end of 2025 and represents a 10 percentage point increase from the previous quarter. Two years ago,
Buy to let lenders are updating their offers, with Paragon Bank leading the charge by cutting some five-year fixed rates by 0.15 percentage points. This reduction applies across single self-contained properties, HMOs and multi-unit blocks, signalling a targeted approach to attrac
Together’s recent research reveals that roughly 6% of the UK’s 28 million residential properties fall outside the lending criteria of high street mortgage providers. This translates to over 1.5 million homes deemed ‘unmortgageable’ under standard mortgage terms. For investors, th
