Together’s recent analysis reveals that roughly 6% of the UK’s 28 million residential properties do not meet the criteria for standard mortgages from high street lenders. This equates to over 1.5 million homes effectively locked out of traditional financing routes. For property i
Paragon Bank has reduced its five-year fixed buy-to-let mortgage rates by 15 basis points across several product tiers. This adjustment covers purchases and remortgages of single self-contained properties, HMOs, and multi-unit blocks, with loan-to-value brackets at 60%, 70%, and
Nationwide’s July House Price Index reveals a slowdown in annual house price growth to 1.8%, down from 2.2% in June. This deceleration reflects a cautious mood among buyers and sellers as economic uncertainty weighs on the market. The drop in growth rate suggests that the housing
Nationwide’s latest House Price Index reveals a slowdown in annual house price growth to 1.8% in July, down from 2.2% in June. This cooling aligns with subdued housing market activity amid ongoing economic uncertainty. For UK property investors, this signals a more cautious marke
This week, average fixed-rate mortgage prices nudged up to 5.59%, a 4 basis point increase from last week’s 5.55%, according to Moneyfacts. The rise is modest but signals a continuation of upward pressure on borrowing costs for UK homebuyers and investors. Notably, the average fi
The average fixed mortgage rate in the UK has edged up again, reaching 5.59% this week from 5.55% just seven days earlier, according to Moneyfacts. This modest 4 basis point increase continues a pattern of gradual rate rises that have been evident since early 2026. For investors,
Recent data from Together, a specialist lender, reveals that 76% of landlords plan to refinance their existing portfolios within the next 12 months to fund new buy to let acquisitions. This willingness to leverage current assets indicates that many investors remain confident in t
Recent data from specialist lender Together reveals that 76% of landlords plan to refinance their existing portfolios within the next year to fund further buy to let acquisitions. This trend points to a strategic shift among investors who are leveraging equity rather than relying
TSB, Accord, Principality, and Precise have joined the growing list of UK lenders adjusting mortgage pricing this week. TSB’s decision to raise rates on product transfers and additional borrowing for both residential and buy-to-let borrowers signals a tightening stance, likely a
TSB and Accord have joined a growing list of UK lenders increasing mortgage rates, particularly on fixed deals for residential and buy-to-let borrowers. TSB’s hikes on product transfers and additional borrowing reflect a cautious stance amid continued economic uncertainty and per
The UK housing market has cooled more noticeably this summer, with annual house price growth slowing to 1.3% from 1.7%, according to Zoopla’s latest House Price Index. This slowdown is sharper than the typical seasonal dip, signalling that buyer demand remains cautious amid econo
A recent survey of Primis brokers reveals that 59% anticipate an increase in the Bank of England base rate during the latter half of 2026. This expectation is notable given the current economic context, where inflationary pressures and wage growth have been relatively subdued com
