Recent surveys from Primis brokers reveal that 59% expect the Bank of England to increase the base rate during the second half of 2026. This consensus suggests a growing market expectation of tighter monetary policy after a period of relative stability. Only 14% of brokers consid
Buckinghamshire Building Society has reduced interest rates across a range of residential and specialist mortgage products. The cuts affect standard residential mortgages, impaired credit lending, and buy-to-let deals. Notably, the lower rates are targeted at borrowers with highe
Buckinghamshire Building Society has trimmed mortgage rates across several product lines, including residential, impaired credit, and buy-to-let. The reductions are particularly noticeable for borrowers with higher loan-to-value ratios, signalling a targeted approach to attract l
Recent moves by buy to let lenders show a subtle but meaningful shift in pricing and product strategy. ModaMortgages has dropped application fees on a limited edition range, effectively lowering upfront costs for landlords. This could make a difference for investors managing tigh
Government data reveals that in a growing number of UK regions, monthly mortgage payments have fallen below average rental costs. This shift is particularly evident outside London and the South East, where historically high rents have often outpaced borrowing costs. For property
Molo, Zephyr and The Mortgage Works (TMW) have raised their buy-to-let mortgage rates, with Molo’s two-year fixed rates now starting at 3.21% and five-year fixes at 4.99%. Specialist BTL rates have also climbed, starting from 3.31% for two-year terms. This shift follows a broader
Three lenders in the UK buy-to-let mortgage market have increased their fixed rates, with Molo pushing two-year fixes to 3.21% and five-year fixes to 4.99%. Zephyr and The Mortgage Works (TMW) have also followed suit, tightening pricing across their BTL ranges. This move comes am
The latest figures from the Office for National Statistics reveal that private rental prices in the UK climbed by 3.3% over the year to June 2026, reaching an average monthly rent of £1,388. This steady growth rate, unchanged from the previous month, indicates a persistent demand
The latest figures from the ONS show private rents in the UK climbed 3.3% over the year to June 2026, reaching an average of £1,388 per month. This steady rise matches the previous month’s annual growth rate, indicating persistent upward pressure on rental costs. Meanwhile, house
Nationwide, HSBC UK and Kensington Mortgages have all announced rate rises this week, primarily affecting switcher and additional borrowing products. Nationwide’s adjustments, effective from 24 July, include a notable increase on their two-year fixed rate at 75% loan-to-value. Th
Nationwide, HSBC UK and Kensington Mortgages have all announced rate increases this week. Nationwide’s hike, effective from 24 July, targets mainly switcher and additional borrowing products, with its two-year fixed rate at 75% loan-to-value now edging higher. HSBC and Kensington
The recent spike in fixed mortgage rates to levels last seen in June signals a renewed tightening in the UK mortgage market. According to Moneyfacts, the average two-year fixed rate climbed 9 basis points to 5.59 per cent this week, reversing the slight easing observed just a few
