Mortgage rates for fixed deals have edged up again, with the average two-year fixed rate rising to 5.59%, matching levels last seen in June. This movement follows a wave of repricing by over a dozen lenders within a single week, according to Moneyfacts data. The typical five-year
London has become the only UK region where average house prices are still falling, according to recent analysis by House Buyer Bureau. Their data suggests the capital’s property values may drop by nearly £5,000 more before the end of the year. This contrasts with other regions, w
London’s property market remains under pressure as it stands alone among UK regions with falling house prices. According to House Buyer Bureau’s latest analysis, the average London home is expected to lose close to £5,000 in value before the end of 2026. This contrasts sharply wi
Recent moves by specialist buy to let lenders suggest a modest easing in mortgage availability for landlords, though the changes remain targeted rather than broad. Fleet Mortgages has relaxed its joint application rules for foreign nationals, potentially opening doors to a niche
Houses in multiple occupation continue to offer rental yields that outperform many other segments of the UK buy-to-let market. According to Pegasus Insight’s Landlord Trends Q1 2026 data, HMO landlords saw average rental yields of 7.6%. This compares favourably with the broader m
Houses in multiple occupation (HMOs) remain a compelling option for buy-to-let investors seeking higher rental yields. According to Pegasus Insight’s Landlord Trends Q1 2026 report, HMOs delivered an average rental yield of 7.6%, noticeably above typical single-let properties. Th
Yorkshire Building Society (YBS) Commercial Mortgages has launched a three-year tracker mortgage product specifically for multi-unit freehold blocks (MUFBs). This move provides landlords with an alternative to the fixed-rate deals that dominate the current commercial lending mark
Yorkshire Building Society Commercial Mortgages has launched a three-year tracker mortgage product aimed at multi-unit freehold blocks (MUFBs). This move broadens the financing options available to landlords managing these properties, which typically consist of two or more self-c
A recent survey reveals that UK landlords remain confident about growing their property holdings, despite ongoing regulatory pressures. Rather than retreating, many are turning to refinancing as a strategy to unlock capital and fund acquisitions. This approach suggests a pragmati
Andy Burnham’s reported consideration of a rent freeze adds a new layer of uncertainty for landlords and investors in the UK property market. While the Prime Minister’s intent to ease cost-of-living pressures is clear, a rent freeze could disrupt rental income streams at a time w
Mortgage rates in the UK have experienced their largest single-day increase since the Iran conflict began in late March 2026. Five lenders raised their fixed rates within 24 hours, signalling heightened caution across the mortgage market. This abrupt shift follows a period of rel
Mortgage rates in the UK have experienced their largest single-day increase since the Iran conflict began in March 2026. Within 24 hours, five lenders raised their fixed rates, pushing the average cost of borrowing noticeably higher. This sudden shift follows a period of relative
